Nippon India Large Cap Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
13.45%
Aaj hum baataayengi Fund A - Nippon India Large Cap Fund aur Fund B - SBI Small Cap Fund ke baare mein. Duniya ki sabse badi companies ka fund hai Fund A, jabki Fund B small companies ka fund hai. Dekho yeh do fund kaise perform karte hain aur koi ek fund aapke long term investment ke liye behtar hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 42.22 | 192.12 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 17.83 |
| Sharpe Ratio | 0.73 | 0.39 |
| 1 Year Return (%) | -0.91% | 0.06% |
| 3 Year Return (%) | 15.4% | 13.45% |
| 5 Year Return (%) | 3.31% | 14.57% |
| Since Launch (%) | 12.7% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 96.43% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 70% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B SBI Small Cap Fund aapke long term wealth creation ke liye behtar hai. Yeh fund 3Y me 13.45% return diya hai, jo Fund A ki 3Y return se zyada hai. Expense ratio mein bhi Fund B kam hai, jo 0.82% hai. Haan, Fund A ki volatility kam hai, lekin Fund B ka Sharpe ratio bhi accha hai. Chaliye, Fund B aapke long term wealth creation ke liye behtar fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP suitability ke liye hum monthly SIP ke liye 10+ years ka investment period dekhega. Fund B ka consistency aur return stability Fund A se zyada hai. Dekho, Fund A ki 1Y return -0.91% hai, jabki Fund B ki 1Y return 0.06% hai. Haan, Fund A ka riskometer bhi accha hai, lekin Fund B ka return stability Fund A se zyada hai. Chaliye, Fund B monthly SIP ke liye aapke liye behtar fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabhi baatien Fund B ke faayde mein hain. Fund B ka riskometer bhi Very High hai, lekin Fund A ki volatility zyada hai. Dekho, Fund A ki volatility 12.27 hai, jabki Fund B ki volatility 17.83 hai. Haan, Fund B ka Sharpe ratio bhi kam hai, lekin Fund B ka expense ratio Fund A se kam hai. Chaliye, Fund B aapke risk-adjusted returns ke liye behtar fund hai.
📊 Portfolio Diversification
Asset allocation ke liye hum Fund A aur Fund B ko compare karenge. Fund A ka asset allocation 96.43% equity hai, jabki Fund B ka asset allocation 91% equity hai. Dekho, Fund A ka asset allocation Fund B se zyada hai, lekin Fund B ka cash and equivalents Fund A se zyada hai. Haan, Fund A ka top holdings concentration Fund B se zyada hai, lekin Fund B ka sector risk Fund A se kam hai. Chaliye, Fund B portfolio diversification ke liye aapke liye behtar fund hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Yeh sabse bada sawal hai! Fund B ka 5Y return 14.57% hai, jo Fund A ka 5Y return se zyada hai. Haan, Fund A ka 3Y return Fund B se kam hai, lekin Fund B ka long term potential Fund A se zyada hai.
Q2: Is the higher risk fund worth it?
Nahin, yeh higher risk fund nahi hai! Fund B ka volatility Fund A se zyada hai, lekin Fund B ka Sharpe ratio bhi accha hai. Haan, Fund B ka riskometer bhi Very High hai, lekin Fund A ka return stability Fund B se kam hai.
Q3: Which fund is more cost-effective?
Yeh sawal bahut aasaan hai! Fund B ka expense ratio 0.82% hai, jo Fund A ka expense ratio se kam hai. Haan, Fund B ka exit load bhi nahi hai, jo Fund A ka exit load se behtar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price