Nippon India Large Cap Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
18.13%
Today, we're comparing two popular funds in India: Nippon India Large Cap Fund and SBI Focused Fund. Dekho, both funds have different categories, and it's essential to understand which one suits your long-term goals. Chaliye, let's dive into the details and see which fund is better for you.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 42.22 | 432.21 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.25 |
| Sharpe Ratio | 0.73 | 0.88 |
| 1 Year Return (%) | -0.91% | 12.11% |
| 3 Year Return (%) | 15.4% | 18.13% |
| 5 Year Return (%) | 3.31% | 15.02% |
| Since Launch (%) | 12.7% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 96.43% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 70% | 45% |
🤖 AI Verdict – Which is Better?
After analyzing the 3Y return, expense ratio, and riskometer, haan, we think SBI Focused Fund is a better choice for long-term wealth creation. Lekin, keep in mind that both funds have a very high risk level, which means you should only invest if you're comfortable with market fluctuations. Sach ye hai, SBI Focused Fund has a slightly lower expense ratio and a higher Sharpe ratio, making it a more attractive option.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
For a monthly SIP of 10+ years, chaliye, let's compare the consistency and return stability of both funds. Fund A has a relatively lower 1Y return, but a higher 3Y and 5Y return. Fund B has a higher 1Y return, but a lower 5Y return. Haan, it's a close call, but considering the long-term perspective, SBI Focused Fund's stability might be a better choice.
⚠️ Risk & Cost Analysis
Now, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. Dekho, both funds have a very high risk level, but SBI Focused Fund has a slightly lower volatility and a higher Sharpe ratio. Lekin, the Sharpe ratio of Nippon India Large Cap Fund is also quite high. Sach ye hai, the expense ratio of both funds is relatively low, but SBI Focused Fund has a slightly lower cost.
📊 Portfolio Diversification
Now, let's compare the asset allocation and top holdings concentration of both funds. Chaliye, Nippon India Large Cap Fund has a higher equity allocation, but a more concentrated top holding in HDFC Bank Ltd. SBI Focused Fund has a more diversified top holding, with Alphabet Inc Class A and State Bank of India being the top two holdings. Haan, this makes SBI Focused Fund a more diversified option.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, based on the 5Y return, SBI Focused Fund gives better returns in the long run, with a 15.02% return compared to Nippon India Large Cap Fund's 3.31% return.
Q2: Is the higher risk fund worth it?
Lekin, considering the volatility and Sharpe ratio, it's not clear if the higher risk fund is worth it. Dekho, SBI Focused Fund has a higher volatility, but a higher Sharpe ratio, making it a slightly better option.
Q3: Which fund is more cost-effective?
Chaliye, SBI Focused Fund has a slightly lower expense ratio, making it a more cost-effective option compared to Nippon India Large Cap Fund.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price