Nippon India Large Cap Fund vs SBI ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
19.98%
Aap aaj humein do fund ke baare mein seekhne wale hain: Nippon India Large Cap Fund aur SBI ELSS Tax Saver Fund. Ye dono fund aapke long-term wealth creation ke liye acche options ho sakte hain, lekin kya aapko pata hai ki dono fund mein kya aisa hai jo aapko aisa decide karne mein madad karega?
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BSBI ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 42.22 | 462.73 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.11 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.93% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 15.53 |
| Sharpe Ratio | 0.73 | 0.87 |
| 1 Year Return (%) | -0.91% | -1.1% |
| 3 Year Return (%) | 15.4% | 19.98% |
| 5 Year Return (%) | 3.31% | 17.91% |
| Since Launch (%) | 12.7% | 15.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Milind Agrawal (0.4 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | ICICI Bank Ltd. (8.95%), Reliance Industries Ltd. (5.19%), Kotak Mahindra Bank Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.05% | T-Bills: 0.12% |
| Portfolio Turnover | 70% | 37% |
🤖 AI Verdict – Which is Better?
Nippon India Large Cap Fund aur SBI ELSS Tax Saver Fund dono hi Very High Riskometer wale hain, lekin humein lagta hai ki SBI ELSS Tax Saver Fund ismein better hai. Iska 3Y return 19.98% hai, jo Nippon India Large Cap Fund ka 15.4% se zyada hai, lekin expense ratio SBI ELSS Tax Saver Fund ka 0.93% hai, jo Nippon India Large Cap Fund ka 1.56% se kam hai. Haan, ismein koi nishkarsh bhi nahi hai, lekin sach ye hai ki SBI ELSS Tax Saver Fund ismein better option hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI ELSS Tax Saver Fund?
- Expense ratio: 0.93%
- 3Y return: 19.98%
- AUM: 3.11 Lac Cr
- Sharpe Ratio: 0.87
📈 SIP Suitability
Agar aap ek monthly SIP ke liye 10+ years ke liye invest karna chahte hain, to humein lagta hai ki Nippon India Large Cap Fund better option hai. Iska 3Y return 15.4% hai, jo SBI ELSS Tax Saver Fund ka 19.98% se kam hai, lekin iska expense ratio 1.56% hai, jo SBI ELSS Tax Saver Fund ka 0.93% se jyada hai, par lekin ismein consistency aur return stability ka factor hai jo Nippon India Large Cap Fund ke saath hai. Dekho, ismein koi nishkarsh bhi nahi hai, lekin sach ye hai ki Nippon India Large Cap Fund ismein better option hai.
⚠️ Risk & Cost Analysis
Agar hum riskometer, volatility, Sharpe ratio aur expense ratio ka comparison karenge, to humein lagta hai ki SBI ELSS Tax Saver Fund ismein better hai. Iska riskometer Very High hai, lekin volatility 15.53 hai, jo Nippon India Large Cap Fund ka 12.27 se jyada hai. Sharpe ratio bhi SBI ELSS Tax Saver Fund ka 0.87 hai, jo Nippon India Large Cap Fund ka 0.73 se zyada hai. Haan, expense ratio bhi SBI ELSS Tax Saver Fund ka 0.93% hai, jo Nippon India Large Cap Fund ka 1.56% se kam hai. Sach ye hai ki SBI ELSS Tax Saver Fund ismein better option hai.
📊 Portfolio Diversification
Agar hum asset allocation aur top holdings concentration ka comparison karenge, to humein lagta hai ki SBI ELSS Tax Saver Fund ismein better hai. Iska asset allocation 96.05% equity aur 0.12% T-Bills hai, jo Nippon India Large Cap Fund ka 96.43% equity se kam hai. Top holdings concentration bhi SBI ELSS Tax Saver Fund ka 8.95% ICICI Bank Ltd. aur 5.19% Reliance Industries Ltd. se kam hai. Haan, sector risk bhi SBI ELSS Tax Saver Fund ka kam hai. Sach ye hai ki SBI ELSS Tax Saver Fund ismein better option hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI ELSS Tax Saver Fund
₹1909339.14
@20.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki SBI ELSS Tax Saver Fund ka 5Y return 17.91% hai, jo Nippon India Large Cap Fund ka 3.31% se jyada hai, isliye yeh fund aapke long run returns ke liye better option hai.
Q2: Is the higher risk fund worth it?
Nahin, agar aap SBI ELSS Tax Saver Fund ka 15.53 volatility aur 0.87 Sharpe ratio dekhte hain, to yeh fund aapke risk-adjusted returns ke liye better option hai.
Q3: Which fund is more cost-effective?
SBI ELSS Tax Saver Fund ka expense ratio 0.93% hai, jo Nippon India Large Cap Fund ka 1.56% se kam hai, isliye yeh fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price