Nippon India Large Cap Fund vs SBI Contra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
16.36%
Aaj hum do funds - Nippon India Large Cap Fund aur SBI Contra Fund - ke beech comparison karne jaa rahe hain. In dono funds ke categories different hain lekin dono hi Very High riskometer par hain. Is article mein hum apko fund ke return, expense ratio, aur asset allocation ke baare mein jaankari dega. Dekho, fund Bhi kya khushkhabri hai!
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BSBI Contra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 42.22 | 408.51 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.72% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.7 |
| Sharpe Ratio | 0.73 | 0.72 |
| 1 Year Return (%) | -0.91% | -1.21% |
| 3 Year Return (%) | 15.4% | 16.36% |
| 5 Year Return (%) | 3.31% | 18.26% |
| Since Launch (%) | 12.7% | 15.48% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) |
| Asset Allocation | Equity: 96.43% | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% |
| Portfolio Turnover | 70% | 130% |
🤖 AI Verdict – Which is Better?
Haan, fund B ki 3Y return 16.36% hai, fund A ki 15.4% hai. Expense ratio mein bhi fund B kam hai, 0.72% hai. Lekin riskometer bhi bhi Very High hai. Sach ye hai, fund B long-term wealth creation ke liye better fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
SIP ke liye fund A better hai. Fund A ki 3Y return consistent hai aur volatility kam hai. Fund B ki 1Y return kam hai aur volatility bhi kam hai lekin 3Y return mein fund A se zyada hai. Dekho, fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye fund B hi better hai. Fund B ki volatility 13.7 hai aur riskometer bhi Very High hai. Sharpe ratio mein bhi fund B kam hai, 0.72 hai. Lekin expense ratio mein fund A hi kam hai, 1.56%. Haan, fund B risk-adjusted return offer kar raha hai.
📊 Portfolio Diversification
Asset allocation ke liye fund B better hai. Fund B ki asset allocation 81.12% equity hai aur 2.35% T-Bills hai. Fund A ki asset allocation 96.43% equity hai. Top holdings ke liye fund A hi better hai. Fund A ki top holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Dekho, fund B asset allocation mein better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ki 5Y return 18.26% hai aur fund A ki 3.31% hai. To, fund B long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Fund B ki volatility 13.7 hai aur Sharpe ratio 0.72 hai. Fund A ki volatility 12.27 hai aur Sharpe ratio 0.73 hai. To, fund A risk-adjusted return offer kar raha hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.72% hai aur fund A ki 1.56% hai. To, fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price