Nippon India Large Cap Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
20.86%
Aaj hum dekhte hain do mutual funds ke beech ki comparison - Nippon India Large Cap Fund aur PPFAS Mutual Fund Multi Cap Fund. Jab hum invest karte hain, toh apne paise ki suraksha aur vridhi ke liye kya chunav karna hai, yeh sawal hoga. Is article mein hum kya seekhenge, yeh dekhiye.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | PPFAS Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 42.22 | 19.01 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 14.1 |
| Sharpe Ratio | 0.73 | 1.02 |
| 1 Year Return (%) | -0.91% | 5.23% |
| 3 Year Return (%) | 15.4% | 20.86% |
| 5 Year Return (%) | 3.31% | 14.84% |
| Since Launch (%) | 12.7% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 70% | 41% |
🤖 AI Verdict – Which is Better?
Chaliye, hum pehle 3Y return, expense ratio, aur risk ke baare mein sochte hain. Nippon India Large Cap Fund ka 3Y return 15.4% hai, jabki PPFAS Mutual Fund Multi Cap Fund ka 20.86% hai. Expense ratio mein bhi PPFAS Mutual Fund Multi Cap Fund thoda jyada he 1.68% hai, lekin Nippon India Large Cap Fund ka riskometer bhi high hai. Haan, yeh sach hai ki PPFAS Mutual Fund Multi Cap Fund aajkal better fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
SIP ke liye, hum consistency aur return stability ka dhyan karte hain. Nippon India Large Cap Fund ka 1Y return -0.91% hai, jabki PPFAS Mutual Fund Multi Cap Fund ka 5.23% hai. Yeh samajh aata hai ki PPFAS Mutual Fund Multi Cap Fund SIP ke liye jyada suitable hai.
⚠️ Risk & Cost Analysis
Ab, riskometer, volatility, Sharpe ratio, aur expense ratio ke baare mein dekhte hain. PPFAS Mutual Fund Multi Cap Fund ka volatility 14.1 hai, jabki Nippon India Large Cap Fund ka 12.27 hai. Sharpe ratio mein bhi PPFAS Mutual Fund Multi Cap Fund bada hai 1.02. Yeh sach hai ki PPFAS Mutual Fund Multi Cap Fund kam risk aur adhik return deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings ki concentration mein dekhte hain. PPFAS Mutual Fund Multi Cap Fund ka asset allocation 97.00% hai, jabki Nippon India Large Cap Fund ka 96.43% hai. Top holdings mein bhi PPFAS Mutual Fund Multi Cap Fund ka concentration thoda kam hai. Yeh samajh aata hai ki PPFAS Mutual Fund Multi Cap Fund portfolio diversification mein jyada accha hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
PPFAS Mutual Fund Multi Cap Fund ka 5Y return 14.84% hai, jabki Nippon India Large Cap Fund ka 3.31% hai. Yeh sach hai ki PPFAS Mutual Fund Multi Cap Fund long-term return mein bada hai.
Q2: Is the higher risk fund worth it?
PPFAS Mutual Fund Multi Cap Fund ka volatility 14.1 hai, jabki Nippon India Large Cap Fund ka 12.27 hai. Sharpe ratio mein bhi PPFAS Mutual Fund Multi Cap Fund bada hai 1.02. Yeh sach hai ki PPFAS Mutual Fund Multi Cap Fund kam risk aur adhik return deta hai.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ka expense ratio 1.56% hai, jabki PPFAS Mutual Fund Multi Cap Fund ka 1.68% hai. Yeh sach hai ki Nippon India Large Cap Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price