Nippon India Large Cap Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Aaj hum Fund A aur Fund B ke beech ki comparison karne ja rahe hain. Ye dono fund Large Cap category mein aate hain. Aapko yeh jaanne ke liye is article mein dekhiye ki dono fund ek dusre se kaisa alag hain.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | PPFAS Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 12.07 |
| Sharpe Ratio | 0.73 | 0.68 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 24% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono hi Very High riskometer ke saath aate hain. Lekin, Fund A ka 3Y return 15.4% hai, jo Fund B se zyada hai. Expense ratio ke hisaab se bhi Fund A zyada mahang hai, 1.56% aur Fund B 0.52%. To, Fund B aapko long-term wealth creation ke liye better option deta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Agar aap monthly SIP ke liye 10+ saal ke liye fund ko chunna chahte hain, to Fund B aapke liye better option hai. Fund B ka 3Y return aur 5Y return Fund A se zyada hai, aur expense ratio kam hai. Isse aapko risk- adjusted return mil sakta hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se dono fund Very High riskometer ke saath aate hain. Lekin, Fund B ka volatility 12.07 hai, jo Fund A se kam hai. Sharpe ratio ke hisaab se bhi Fund B Fund A se zyada accha hai. Expense ratio ke hisaab se Fund B Fund A se kam mahang hai, 0.52% aur Fund A 1.56%. To, Fund B aapko better risk-adjusted return deta hai.
📊 Portfolio Diversification
Fund A aur Fund B dono hi Large Cap category mein aate hain. Lekin, Fund A ka asset allocation Equity: 96.43% hai, jo Fund B se zyada hai. Fund B ka asset allocation Equity: 96.00% aur T-Bills: 4.00% hai. Top holdings ke hisaab se bhi dono fund HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke share mein aate hain. Lekin, Fund B ka top holdings concentration Fund A se kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5Y return 12.03% hai, jo Fund A ka 3.31% se zyada hai. Isse clear hai ki Fund B aapko long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility 12.07 hai, jo Fund A ka 12.27 se kam hai. Sharpe ratio ke hisaab se bhi Fund B Fund A se zyada accha hai. To, Fund B aapke liye better risk-adjusted return deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund B ka expense ratio 0.52% hai, jo Fund A ka 1.56% se kam hai. Isse clear hai ki Fund B aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price