Nippon India Large Cap Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
1.9%
Dekho, today we are comparing two popular mutual funds, Nippon India Large Cap Fund and Old Bridge Mutual Fund Mid Cap Fund. Fund A, being a Large Cap fund, invests in big companies like HDFC Bank and ICICI Bank. Fund B is a Mid Cap fund, which invests in smaller companies like Voltas and Mphasis. Chaliye, let's see how these funds perform in terms of returns and risk. In this comparison, we will analyze the 3-year return, expense ratio, and riskometer to determine which fund is better for long-term wealth creation.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 42.22 | 10.59 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.75% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 15.35 |
| Sharpe Ratio | 0.73 | 1.82 |
| 1 Year Return (%) | -0.91% | 5.79% |
| 3 Year Return (%) | 15.4% | 1.9% |
| 5 Year Return (%) | 3.31% | 1.13% |
| Since Launch (%) | 12.7% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 96.43% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 70% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A has a 3-year return of 15.4%, which is significantly higher than Fund B's 1.9%. Lekin, Fund B has a lower expense ratio of 1.75% compared to Fund A's 1.56%. However, considering the riskometer, both funds are classified as "Very High". Haan, the Sharpe ratio of Fund B is higher at 1.82 compared to Fund A's 0.73. Considering all these factors, we can conclude that Fund B is a better option for long-term wealth creation.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
For a monthly SIP of 10+ years, Fund B is more suitable due to its consistent returns and lower expense ratio. Dekho, Fund B has a 1-year return of 5.79%, which is higher than Fund A's -0.91%. Chaliye, let's see how these funds perform over a longer period. Fund B has a 3-year return of 1.9%, while Fund A has a 3-year return of 15.4%. Haan, Fund B's returns are more stable, making it a better option for a SIP.
⚠️ Risk & Cost Analysis
Haan, the riskometer of both funds is "Very High", but Fund B has a higher Sharpe ratio of 1.82 compared to Fund A's 0.73. Dekho, Fund B's volatility is 15.35, which is higher than Fund A's 12.27. Lekin, considering the expense ratio, Fund B is more cost-effective with a ratio of 1.75% compared to Fund A's 1.56%. Sach ye hai, Fund B offers better risk-adjusted returns.
📊 Portfolio Diversification
Chaliye, let's analyze the portfolio diversification of both funds. Fund A has an asset allocation of 96.43% in equity, while Fund B has an allocation of 94.00% in equity and 6.00% in T-Bills. Dekho, Fund B has a more diversified portfolio, but Fund A has a higher concentration in top holdings like HDFC Bank and ICICI Bank. Haan, Fund A has a risk of sector exposure, while Fund B has a lower risk.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund A gives better returns in the long run with a 5-year return of 3.31% compared to Fund B's 1.13%. Dekho, Fund A's 3-year return is also higher at 15.4%.
Q2: Is the higher risk fund worth it?
Ans: No, the higher risk fund is not worth it. Fund B has a higher volatility of 15.35, which is higher than Fund A's 12.27. Lekin, considering the Sharpe ratio, Fund B offers better risk-adjusted returns.
Q3: Which fund is more cost-effective?
Ans: Fund B is more cost-effective with an expense ratio of 1.75% compared to Fund A's 1.56%. Lekin, considering the returns, Fund A offers higher returns in the long run.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price