Nippon India Large Cap Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Dekho, aaj hum do fundon ka comparison karne ja rhe hain - Nippon India Large Cap Fund aur Old Bridge Mutual Fund Liquid Fund. Ye dono fund India ke financial market mein bade naam rakhte hain. Fund A Large Cap category mein hai, jabki fund B Liquid Fund hai. Chaliye, aaj hum yeh jaante hain ki dono fundon ke beech kya aisi gatividhi hai jo aapko invest karne ke liye prerna denege.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 42.22 | 5622.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.27 | 0.12 |
| Sharpe Ratio | 0.73 | 3.58 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 3.31% | 6.11% |
| Since Launch (%) | 12.7% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 239% |
🤖 AI Verdict – Which is Better?
Haan, our verdict hai ki Fund B - Old Bridge Mutual Fund Liquid Fund - long-term wealth creation ke liye better hai. Yeh fund 3Y return mein 15.4% ka return diya hai, jo ki Fund A se 12.13% jyada hai. Lekin expense ratio mein Fund B bahut kam hai, 0.12% hi. Riskometer aur volatility mein bhi Fund B accha hai. Sach ye hai, Fund A bahut jyada risk ka hai, jisse aapko laga sakta hai ki Fund B better hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
SIP ke liye Fund B better hai. Yeh fund monthly SIP ke liye consistent return diya hai, aur 10+ years ke liye yeh fund stability se bhi jyada hai. Fund A SIP ke liye aisa nahi hai, kyunki yeh 1Y mein negative return diya hai, aur 3Y mein bhi stability nahi hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility mein Fund B accha hai. Yeh fund Low riskometer mein hai, aur volatility 0.12 hi hai, jabki Fund A Very High riskometer mein hai aur volatility 12.27 hai. Sharpe ratio mein bhi Fund B 3.58 hai, jo ki Fund A se jyada hai. Expense ratio mein Fund B 0.12% hai, jo ki Fund A se kam hai.
📊 Portfolio Diversification
Fund A k market risk aur sector risk bahut jyada hai. Yeh fund equity mein 96.43% ka investment hai, aur top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain. Fund B k to asset allocation bahut kam risk hai. Yeh fund T-Bills, CD, CP aur cash mein investment hai, aur top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B - Old Bridge Mutual Fund Liquid Fund - 5Y return mein 6.11% ka return diya hai, jo ki Fund A se kam hai. Lekin 3Y return mein Fund B 15.4% ka return diya hai, jo ki Fund A se jyada hai.
Q2: Is the higher risk fund worth it?
Answer: Nahi, Fund B bahut accha fund hai, kyunki yeh low riskometer mein hai aur volatility 0.12 hi hai. Sharpe ratio mein bhi Fund B 3.58 hai, jo ki Fund A se jyada hai.
Q3: Which fund is more cost-effective?
Answer: Fund B - Old Bridge Mutual Fund Liquid Fund - expense ratio mein 0.12% hai, jo ki Fund A se kam hai. Lekin exit load nahi diya gaya hai, isliye aapko fund ke baare mein aur jaankaari leni chahiye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price