Nippon India Large Cap Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
12.3%
Dekho, aapke paas do funds hain – Nippon India Large Cap Fund aur Old Bridge Mutual Fund Balanced Advantage Fund. Fund A ek large cap fund hai, jabki Fund B ek balanced hybrid fund hai. Is article mein, hum aapko Fund A aur Fund B ke beech mein kya faayda hai, kya nukhsaan hai, aur kis fund mein SIP karne ke liye kaafi hai, iske baare mein jaanega.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 42.22 | 16.39 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.27 | 9.11 |
| Sharpe Ratio | 0.73 | 0.64 |
| 1 Year Return (%) | -0.91% | 3.08% |
| 3 Year Return (%) | 15.4% | 12.3% |
| 5 Year Return (%) | 3.31% | 5.27% |
| Since Launch (%) | 12.7% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.43% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 70% | 145% |
🤖 AI Verdict – Which is Better?
Haan, hum aapko batate hain ki Fund A ya Fund B mein SIP karne ke liye kaafi hai. Fund A ka 3Y return 15.4% hai, jabki Fund B ka 3Y return 12.3% hai. Lekin Fund A ka expense ratio 1.56% hai, jo Fund B ka expense ratio 0.78% se zyada hai. Riskometer ke hisaab se, Fund A Very High risk hai, jabki Fund B Moderately High risk hai. Sach ye hai, Fund A long-term mein aapko better returns de sakta hai, lekin expense ratio ke hisaab se Fund B adhik cost-effective hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Chaliye, SIP ki baat karte hain. Fund A ka 3Y return consistent hai, lekin Fund B ka 3Y return thoda unstable hai. Lekin Fund B ka asset allocation 65% equity aur 35% debt hai, jo Fund A ke 96.43% equity se adhik diversified hai. Sach ye hai, Fund A ka SIP consistent returns de sakta hai, lekin Fund B ka asset allocation adhik diversified hai.
⚠️ Risk & Cost Analysis
Nippon India Large Cap Fund ka riskometer Very High hai, jabki Old Bridge Mutual Fund Balanced Advantage Fund ka riskometer Moderately High hai. Fund A ka volatility 12.27 hai, jabki Fund B ka volatility 9.11 hai. Sharpe ratio ke hisaab se, Fund A ka Sharpe ratio 0.73 hai, jabki Fund B ka Sharpe ratio 0.64 hai. Expense ratio ke hisaab se, Fund A ka expense ratio 1.56% hai, jabki Fund B ka expense ratio 0.78% hai. Sach ye hai, Fund B adhik risk-adjusted returns de sakta hai.
📊 Portfolio Diversification
Chaliye, portfolio kee diversification ki baat karte hain. Nippon India Large Cap Fund ka asset allocation 96.43% equity hai, jabki Old Bridge Mutual Fund Balanced Advantage Fund ka asset allocation 65% equity aur 35% debt hai. Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai, jo Fund B ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Lekin Fund A ke asset allocation mein sector risk hai, jabki Fund B ka asset allocation adhik diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer, Fund A ka 5Y return 3.31% hai, jabki Fund B ka 5Y return 5.27% hai. Isliye, Fund B Fund A se better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Answer, Fund A ka riskometer Very High hai, jabki Fund B ka riskometer Moderately High hai. Fund A ka volatility 12.27 hai, jabki Fund B ka volatility 9.11 hai. Sharpe ratio ke hisaab se, Fund A ka Sharpe ratio 0.73 hai, jabki Fund B ka Sharpe ratio 0.64 hai. Isliye, Fund A adhik risk-adjusted returns de sakta hai, lekin Fund B adhik cost-effective hai.
Q3: Which fund is more cost-effective?
Answer, Fund B ka expense ratio 0.78% hai, jo Fund A ka expense ratio 1.56% se kam hai. Isliye, Fund B Fund A se adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price