Nippon India Large Cap Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
25.15%
Dekho, aap sabhi investors ko fund investing ke liye ek naya fund dikhaya ja raha hai. Fund A aur Fund B dono Nippon India ke funds hain, lekin unke categories aur performance alag-alag hain. Chaliye aaj hum dono funds ka comparison karenge aur dekhte hain ki kis fund aapke liye behtar hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Nippon India |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 42.22 | 4845.02 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 15.97 |
| Sharpe Ratio | 0.73 | 1.17 |
| 1 Year Return (%) | -0.91% | 10.17% |
| 3 Year Return (%) | 15.4% | 25.15% |
| 5 Year Return (%) | 3.31% | 22.32% |
| Since Launch (%) | 12.7% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 96.43% | Equity: 98.55% |
| Portfolio Turnover | 70% | 74% |
🤖 AI Verdict – Which is Better?
Haan, bas ek baat hai, Fund B better hai long-term wealth creation ke liye. Uska 3Y return 25.15% hai, jo ki Fund A ka 15.4% se adhik hai. Lekin expense ratio bhi ek bada factor hai. Fund B ka expense ratio 1.26% hai, jo ki Fund A ka 1.56% se kam hai. Aur riskometer bhi ek factor hai. Dono funds ka riskometer Very High hai, lekin Fund B ka volatility 15.97 hai, jo ki Fund A ka 12.27 se adhik hai. Sach ye hai, Fund B aapke liye behtar fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
SIP Suitability ke liye hum dono funds ka 1Y return aur 3Y return dekhenge. Fund B ka 1Y return 10.17% hai, jo ki Fund A ka -0.91% se adhik hai. Aur 3Y return bhi Fund B ka 25.15% hai, jo ki Fund A ka 15.4% se adhik hai. Isliye, Fund B aapke liye behtar fund hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio dono funds ka ek bada factor hai. Fund B ka riskometer Very High hai, lekin volatility 15.97 hai, jo ki Fund A ka 12.27 se adhik hai. Sharpe ratio bhi Fund B ka 1.17 hai, jo ki Fund A ka 0.73 se adhik hai. Expense ratio bhi Fund B ka 1.26% hai, jo ki Fund A ka 1.56% se kam hai. Isliye, Fund B aapke liye behtar fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration dono funds ka ek bada factor hai. Fund A ka asset allocation Equity mein 96.43% hai, jo ki Fund B ka 98.55% se kam hai. Top holdings concentration mein bhi Fund B ka BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) hain, jo ki Fund A ka HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) hain. Isliye, Fund B ka portfolio diversification Fund A se adhik hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns. Fund B ka 5Y return 22.32% hai, jo ki Fund A ka 3.31% se adhik hai. Isliye, Fund B aapke liye behtar fund hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio. Fund B ka volatility 15.97 hai, jo ki Fund A ka 12.27 se adhik hai. Lekin Sharpe ratio bhi Fund B ka 1.17 hai, jo ki Fund A ka 0.73 se adhik hai. Isliye, Fund B aapke liye behtar fund hai high-risk investments ke liye.
Q3: Which fund is more cost‑effective?
Answer comparing expense ratio. Fund B ka expense ratio 1.26% hai, jo ki Fund A ka 1.56% se kam hai. Isliye, Fund B aapke liye behtar fund hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price