Nippon India Large Cap Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
20.86%
Are you looking for a large-cap or multi-cap fund to invest in? Dekho, we have compared two popular funds - Nippon India Large Cap Fund and Navi Mutual Fund Multi Cap Fund. In this article, we will help you understand which fund is better for long-term wealth creation based on their returns, expense ratios, and risk levels. Chaliye, let's dive in!
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Navi Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 42.22 | 19.01 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 15 |
| Sharpe Ratio | 0.73 | 0.96 |
| 1 Year Return (%) | -0.91% | 5.23% |
| 3 Year Return (%) | 15.4% | 20.86% |
| 5 Year Return (%) | 3.31% | 11.52% |
| Since Launch (%) | 12.7% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 70% | 52% |
🤖 AI Verdict – Which is Better?
Our analysis suggests that Navi Mutual Fund Multi Cap Fund is a better option for long-term wealth creation. Its 3Y return of 20.86% is higher than Nippon India Large Cap Fund's 15.4%. Lekin, the expense ratio of 1.68% is slightly higher. Haan, the higher return and lower risk make Navi Mutual Fund Multi Cap Fund a better choice.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
For a monthly SIP of 10+ years, Navi Mutual Fund Multi Cap Fund is a better option. Its consistency and return stability are higher than Nippon India Large Cap Fund. Dekho, the fund has a 3Y return of 20.86% compared to Nippon India Large Cap Fund's 15.4%. Chaliye, invest in Navi Mutual Fund Multi Cap Fund for stable returns in the long run.
⚠️ Risk & Cost Analysis
When it comes to riskometer, volatility, and Sharpe ratio, Navi Mutual Fund Multi Cap Fund offers better risk-adjusted returns. Its Sharpe ratio of 0.96 is higher than Nippon India Large Cap Fund's 0.73. Lekin, the expense ratio of 1.68% is slightly higher. Haan, Navi Mutual Fund Multi Cap Fund is a better option for those who are willing to take on higher risk for higher returns.
📊 Portfolio Diversification
Both funds have a high allocation to equity, but Navi Mutual Fund Multi Cap Fund has a more diversified portfolio. Its asset allocation is 97% equity and 3% T-Bills, while Nippon India Large Cap Fund has 96.43% equity and no T-Bills. Dekho, Navi Mutual Fund Multi Cap Fund has a lower concentration of top holdings, reducing sector risk.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Navi Mutual Fund Multi Cap Fund gives better returns in the long run with a 5Y return of 11.52% compared to Nippon India Large Cap Fund's 3.31%. Chaliye, invest in Navi Mutual Fund Multi Cap Fund for stable returns.
Q2: Is the higher risk fund worth it?
Haan, the higher risk fund is worth it if you are willing to take on higher risk for higher returns. Navi Mutual Fund Multi Cap Fund has a higher volatility of 15 compared to Nippon India Large Cap Fund's 12.27. Lekin, its Sharpe ratio of 0.96 is higher, indicating better risk-adjusted returns.
Q3: Which fund is more cost-effective?
Sach ye hai, both funds have a similar expense ratio of around 1.5-1.7%. Lekin, Nippon India Large Cap Fund has a lower AUM of ₹51,690.28 Cr compared to Navi Mutual Fund Multi Cap Fund's ₹18,100.8 Cr. Dekho, Navi Mutual Fund Multi Cap Fund is a better option for those who are willing to invest more.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price