Nippon India Large Cap Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Hum apne yaha article mein Nippon India Large Cap Fund aur Navi Mutual Fund Large Cap Fund ke beech ki tulna karenge. Ye dono fund Large Cap category se aate hain. Dekho, humein yah jaanna hoga ki dono fund mein kya acha hai aur kya nahi. Hum apni rai dengi ki yah fund long-term wealth creation ke liye kya acha hai.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Navi Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 12.72 |
| Sharpe Ratio | 0.73 | 0.64 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 30% |
🤖 AI Verdict – Which is Better?
Chaliye, humein yah niraalaapa dene ki zaroorat hai. Fund B ki 3Y return 14.7% hai, jabki Fund A ki 3Y return 15.4% hai. Lekin expense ratio ki baat karein, to Fund B mein 0.52% ki expense ratio hai, jabki Fund A mein 1.56% ki expense ratio hai. Sach ye hai, Fund A ki expense ratio Fund B se zyada hai. Riskometer ke liye, dono fund Very High riskometer par aaye hain. Isliye, humein yah niraalaapa dene ki zaroorat hai ki Fund B Fund A ke liye acha hai long-term wealth creation ke liye.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Ab hum SAP ki suitability ke baare mein sochenge. Chaliye, humein yah jaanna hoga ki dono fund mein SIP karein aur 10+ saal ke liye dhang se kamaye. Dekho, Fund A ki 1Y return -0.91% hai, jabki Fund B ki 1Y return -4.02% hai. Lekin 3Y return ke liye, Fund A ki 3Y return 15.4% hai, jabki Fund B ki 3Y return 14.7% hai. Isliye, Fund A SIP ke liye acha hai 10+ saal ke liye.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab humein yah jaanna hoga ki dono fund mein riskometer, volatility aur Sharpe ratio ke liye kya hai. Dekho, Fund A ki riskometer Very High hai, jabki Fund B ki riskometer bhi Very High hai. Volatility ke liye, Fund A ki volatility 12.27 hai, jabki Fund B ki volatility 12.72 hai. Lekin Sharpe ratio ke liye, Fund A ki Sharpe ratio 0.73 hai, jabki Fund B ki Sharpe ratio 0.64 hai. Isliye, Fund A riskometer aur Sharpe ratio ke liye acha hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab humein yah jaanna hoga ki dono fund mein asset allocation aur top holdings ke liye kya hai. Dekho, Fund A mein Equity 96.43% hai, jabki Fund B mein Equity 96.00% hai. Lekin T-Bills ke liye, Fund B mein 4.00% hai, jabki Fund A mein koi T-Bills nahi hai. Top holdings ke liye, Fund A mein HDFC Bank, ICICI Bank aur Reliance Industries hain, jabki Fund B mein bhi HDFC Bank, ICICI Bank aur Reliance Industries hain. Isliye, Fund A aur Fund B mein asset allocation aur top holdings almost alag-alag hain.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Chaliye, hum Fund A aur Fund B ki 5Y aur 3Y return dekhenge. Fund A ki 5Y return 3.31% hai, jabki Fund B ki 5Y return 12.03% hai. Isliye, Fund B fund A ke liye acha hai long-term wealth creation ke liye.
Q2: Is the higher risk fund worth it?
Ab hum Fund A aur Fund B ki volatility aur Sharpe ratio dekhenge. Fund A ki volatility 12.27 hai, jabki Fund B ki volatility 12.72 hai. Lekin Sharpe ratio ke liye, Fund A ki Sharpe ratio 0.73 hai, jabki Fund B ki Sharpe ratio 0.64 hai. Isliye, Fund A Fund B ke liye acha hai riskometer aur Sharpe ratio ke liye.
Q3: Which fund is more cost-effective?
Chaliye, hum Fund A aur Fund B ki expense ratio dekhenge. Fund B ki expense ratio 0.52% hai, jabki Fund A ki expense ratio 1.56% hai. Isliye, Fund B Fund A ke liye acha hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price