Nippon India Large Cap Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
11.03%
Dekho, aapko do large cap funds ke beech mein comparison karne ke liye aaya hai. Fund A hai Nippon India Large Cap Fund aur Fund B hai Mirae Asset Large Cap Fund. Ye dono funds SEBI ke Riskometer ke according Very High risk level ke hain. Is article mein, hum aapko Fund A aur Fund B ke beech mein comparison karenge.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Mirae Asset |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 122.90 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 11.64 |
| Sharpe Ratio | 0.73 | 0.39 |
| 1 Year Return (%) | -0.91% | -2% |
| 3 Year Return (%) | 15.4% | 11.03% |
| 5 Year Return (%) | 3.31% | 10.78% |
| Since Launch (%) | 12.7% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 50 | NIFTY 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 96.43% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 70% | 20% |
🤖 AI Verdict – Which is Better?
Chaliye, hum bataate hain ki Fund A ya Fund B vajah se long-term mein aapko kya fayda milega. Fund B ka 3Y return 15.4% hai, lekin expense ratio ka bhi 0.57% hai. Fund A ka expense ratio 1.56% hai, lekin 3Y return bhi 15.4% hai. Haan, Fund A ka 5Y return sirf 3.31% hai. Sach ye hai, Fund A aapko jaldi se return nahi deta, lekin long-term mein bhi risk-adjusted return provide karta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP ke liye Fund B kahte hain ki aapka monthly SIP ke liye 10+ years ke liye Fund B better fund hai. Fund B ka 3Y return consistent hai aur return stability bhi provide karta hai. Haan, Fund A ka 3Y return bhi consistent hai, lekin Fund B ka expense ratio kam hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se dono funds Very High risk level ke hain. Fund B ka volatility 11.64 hai, jiska Sharpe ratio 0.39 hai. Fund A ka volatility 12.27 hai, lekin Sharpe ratio 0.73 hai. Expense ratio ke hisaab se bhi Fund B better hai. Sach ye hai, Fund B aapko better risk-adjusted returns provide karta hai.
📊 Portfolio Diversification
Fund B ka asset allocation 99.63% equity ke liye hai, jo 0.17% mutual fund ke liye hai. Fund A ka asset allocation 96.43% equity ke liye hai. Top holdings ke hisaab se bhi Fund B better hai. Fund B ka top 3 holdings HDFC Bank Ltd (9.15%), ICICI Bank Ltd (8.12%), aur Reliance Industries Ltd (5.76%) hai. Fund A ka top 3 holdings HDFC Bank Ltd (9.24%), ICICI Bank Ltd (7.99%), aur Reliance Industries Ltd (4.3%) hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A and Fund B both have 3Y return of 15.4%, but Fund A's 5Y return is 3.31%, which is lower than Fund B's 5Y return of 10.78%. Therefore, Fund B gives better returns in the long run.
Q2: Is the higher risk fund worth it?
Answer: No, the higher risk fund, Fund A, may not be worth it. Its Sharpe ratio is 0.73, which is lower than Fund B's 0.39 Sharpe ratio. Also, Fund A's expense ratio is 1.56%, which is higher than Fund B's 0.57%. Therefore, it's better to choose Fund B.
Q3: Which fund is more cost-effective?
Answer: Fund B is more cost-effective than Fund A. Its expense ratio is 0.57%, which is lower than Fund A's 1.56% expense ratio. This means that Fund B will save you more money in the long run.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price