Nippon India Large Cap Fund vs Mirae Asset ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.73%
Aaj hum aapko do fund ki tulna karenge - Nippon India Large Cap Fund aur Mirae Asset ELSS Tax Saver Fund. Ye dono fund aapke long-term wealth creation ke liye mahatvapoorn hain. Dekho, is article me hum fund ki comparison karenge, jisse aap jaldi hi fund ki chunav kar sakte hain.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BMirae Asset ELSS Tax Saver Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Mirae Asset |
| Category | Large Cap | ELSS |
| NAV (₹) | 42.22 | 48.73 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.53 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.85 |
| Sharpe Ratio | 0.73 | 0.59 |
| 1 Year Return (%) | -0.91% | 2.19% |
| 3 Year Return (%) | 15.4% | 14.73% |
| 5 Year Return (%) | 3.31% | 12.52% |
| Since Launch (%) | 12.7% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 29 December 2015 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Neelesh Surana (10.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) |
| Asset Allocation | Equity: 96.43% | Equity: 99.11% | Mutual Fund: 0.0% |
| Portfolio Turnover | 70% | 69% |
🤖 AI Verdict – Which is Better?
Nippon India Large Cap Fund aur Mirae Asset ELSS Tax Saver Fund dono hi very high riskometer vale fund hain, lekin Mirae Asset ELSS Tax Saver Fund aapke long-term wealth creation ke liye bhi better hai. Iska karan hai unka 3Y return aur expense ratio. Dekho, Nippon India Large Cap Fund ka 3Y return 15.4% hai, jabki Mirae Asset ELSS Tax Saver Fund ka 3Y return 14.73% hai. Iske alawa, Mirae Asset ELSS Tax Saver Fund ka expense ratio 1.62% hai, jabki Nippon India Large Cap Fund ka expense ratio 1.56% hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Mirae Asset ELSS Tax Saver Fund?
- Expense ratio: 1.62%
- 3Y return: 14.73%
- AUM: 2.53 Lac Cr
- Sharpe Ratio: 0.59
📈 SIP Suitability
Jab aap ek monthly SIP ke liye 10+ saal ke liye invest karte hain, to Mirae Asset ELSS Tax Saver Fund aapke liye bhi better hai. Iska karan hai unka consistency aur return stability. Dekho, Mirae Asset ELSS Tax Saver Fund ka 1Y return 2.19% hai, jabki Nippon India Large Cap Fund ka 1Y return -0.91% hai.
⚠️ Risk & Cost Analysis
Jab hum fund ki riskometer, volatility, Sharpe ratio, expense ratio ka comparison karte hain, to Mirae Asset ELSS Tax Saver Fund aapke liye bhi better hai. Iska karan hai unka Sharpe ratio aur expense ratio. Dekho, Mirae Asset ELSS Tax Saver Fund ka Sharpe ratio 0.59 hai, jabki Nippon India Large Cap Fund ka Sharpe ratio 0.73 hai. Iske alawa, Mirae Asset ELSS Tax Saver Fund ka expense ratio 1.62% hai, jabki Nippon India Large Cap Fund ka expense ratio 1.56% hai.
📊 Portfolio Diversification
Jab hum fund ki asset allocation aur top holdings concentration ka comparison karte hain, to Nippon India Large Cap Fund aapke liye bhi better hai. Iska karan hai unka asset allocation. Dekho, Nippon India Large Cap Fund ka equity allocation 96.43% hai, jabki Mirae Asset ELSS Tax Saver Fund ka equity allocation 99.11% hai. Iske alawa, Nippon India Large Cap Fund ke top 3 holdings me HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain, jiske liye aapko sector risk ka dhyan rakhna hoga.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Mirae Asset ELSS Tax Saver Fund
₹1370327.40
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 3.31% hai, jabki Mirae Asset ELSS Tax Saver Fund ka 5Y return 12.52% hai, lekin Mirae Asset ELSS Tax Saver Fund ka higher riskometer aur volatility hai, isliye Nippon India Large Cap Fund aapke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Mirae Asset ELSS Tax Saver Fund ka higher riskometer aur volatility hai, lekin iska Sharpe ratio 0.59 hai, jisse aapko lagta hai ki yeh fund aapke liye better hai.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ka expense ratio 1.56% hai, jabki Mirae Asset ELSS Tax Saver Fund ka expense ratio 1.62% hai, isliye Nippon India Large Cap Fund aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price