Nippon India Large Cap Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Dekho, aaj hum do large cap funds ke beech mein comparison karenge. Nippon India Large Cap Fund aur LIC Mutual Fund Large Cap Fund dono hi large cap category mein aate hain. Aaj hum jaanne ja rahen hain ki kya fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | LIC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 11.93 |
| Sharpe Ratio | 0.73 | 0.69 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 22% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (Nippon India Large Cap Fund) 3Y return, expense ratio, aur risk ke liye behtar hai. Iska 3Y return 15.4% hai, expense ratio 1.56% hai, aur riskometer Very High hai. Haan, Fund B (LIC Mutual Fund Large Cap Fund) bhi achi performance dikh raha hai, lekin Fund A mein behtar returns aur kam expense ratio hai. Dekho, long-term mein Fund A aapke liye behtar fund ho sakta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A behtar chunna achha hoga. Iska 3Y return Fund B ke 14.7% se behtar hai, aur expense ratio bhi kam hai. Chaliye, aapko monthly SIP karna hai, to Fund A aapke liye behtar fund ho sakta hai.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A aur Fund B dono hi Very High riskometer rakhe hain. Lekin Fund A ke volatility 12.27 hai, jabki Fund B ka volatility 11.93 hai. Sharpe ratio ke hisab se bhi Fund A behtar hai, 0.73 ka sharpe ratio hai. Expense ratio ke hisab se bhi Fund A behtar hai, 1.56% ka expense ratio hai. Haan, Fund B ki expense ratio 0.52% hai, lekin risk-adjusted return mein Fund A behtar hai.
📊 Portfolio Diversification
Fund A aur Fund B dono hi asset allocation mein achi performance dikh rahi hain. Equity mein 96% se zyada asset allocated hai. Lekin Fund A ka asset allocation Fund B ke 96.00% se kam hai, 96.43% hai. Top holdings mein bhi Fund A aur Fund B dono hi achi performance dikh rahi hain. HDFC Bank, ICICI Bank, aur Reliance Industries dono fund mein top holdings hain.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 3.31% hai, jabki Fund B ka 5Y return 12.03% hai. Haan, Fund B ki 5Y performance Fund A se behtar hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ka volatility Fund B se zyada hai, lekin sharpe ratio mein Fund A behtar hai. Haan, Fund A ka higher risk Fund B ke risk se behtar return bhi deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ki expense ratio Fund A se kam hai, 0.52% hai. Haan, Fund A ke expense ratio 1.56% hai, lekin risk-adjusted return mein Fund A behtar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price