Nippon India Large Cap Fund vs JM Financial Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
20.86%
Hum aaj apne do dost fund, Nippon India Large Cap Fund aur JM Financial Multi Cap Fund, ke beech ka comparison karne wale hain. Dekho, ye dono fund Large Cap aur Multi Cap category mein hain lekin unki returns aur expense ratio alag-alag hai. Aaj hum jaante hain ki dono fund mehnat kar rahe hain, lekin kya ek se bade returns dete hai, iska jawab humne apne research karte hue paya hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BJM Financial Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | JM Financial |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 42.22 | 19.01 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.63 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 14.35 |
| Sharpe Ratio | 0.73 | 1 |
| 1 Year Return (%) | -0.91% | 5.23% |
| 3 Year Return (%) | 15.4% | 20.86% |
| 5 Year Return (%) | 3.31% | 0% |
| Since Launch (%) | 12.7% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 70% | 44% |
🤖 AI Verdict – Which is Better?
Sach ye hai, JM Financial Multi Cap Fund aapke long-term wealth creation ke liye bhi better fund hai. Iske liye humne 3Y return, expense ratio aur riskometer ko dekha hai. JM Financial Multi Cap Fund ka 3Y return 20.86% hai, jo ki bahut hi accha hai. Expense ratio 1.68% hai, jo ki Nippon India Large Cap Fund ki 1.56% se bhi thoda bada hai lekin aapke long-term wealth creation ke liye iska impact bahut kam hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider JM Financial Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.63 Lac Cr
- Sharpe Ratio: 1
📈 SIP Suitability
Nippon India Large Cap Fund aur JM Financial Multi Cap Fund dono mein SIP se invest karne ke liye suitable hain. Lekin, agar aap 10+ year ke SIP ke baare mein sochte hain, to humdekhna hai ki Nippon India Large Cap Fund ka 5Y return 3.31% hai, jo ki JM Financial Multi Cap Fund ka 0% se kam hai. Isliye, Nippon India Large Cap Fund aapke SIP ke liye thoda bhi better fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se hum dekh sakte hain ki dono fund mehnat kar rahe hain, lekin ismein koi bhi fund thoda bada risk lene wala hai. Sharpe ratio ke hisaab se bhi, JM Financial Multi Cap Fund thoda bada hai. Lekin, expense ratio ke hisaab se Nippon India Large Cap Fund thoda bada hai. To, risk-adjusted returns ke hisaab se, hamne dekha hai ki Nippon India Large Cap Fund aapke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se hum dekh sakte hain ki dono fund mein kya difference hai. Nippon India Large Cap Fund mein equity 96.43% hai, jo ki JM Financial Multi Cap Fund ke 97.00% se kam hai. Top holdings concentration ke hisaab se bhi, Nippon India Large Cap Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. ki shamil hain, jo ki JM Financial Multi Cap Fund mein bhi hain lekin Nippon India Large Cap Fund mein unki concentration thoda bada hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
JM Financial Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Sach ye hai, Nippon India Large Cap Fund ka 5Y return 3.31% hai, jo ki JM Financial Multi Cap Fund ka 0% se kam hai. Isliye, Nippon India Large Cap Fund aapke long-term wealth creation ke liye bhi better fund hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, riskometer aur volatility ke hisaab se, dono fund mehnat kar rahe hain, lekin ismein koi bhi fund thoda bada risk lene wala hai. Sharpe ratio ke hisaab se bhi, Nippon India Large Cap Fund thoda bada hai. Isliye, aapke liye Nippon India Large Cap Fund aapke liye better fund hai.
Q3: Which fund is more cost-effective?
Answer: Nippon India Large Cap Fund aapke liye more cost-effective fund hai. Iske liye humne expense ratio ke hisaab se dekha hai aur dekha hai ki Nippon India Large Cap Fund ka expense ratio 1.56% hai, jo ki JM Financial Multi Cap Fund ka 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price