Nippon India Large Cap Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Yeh dono funds Large Cap Category mein aate hain, isliye yeh aapko ek doosre ki tulna karne mein madad karega. Aaj hum Nippon India Large Cap Fund aur JM Financial Large Cap Fund ki tulna karenge. Dekho, yeh dono funds ek doosre ki tulna karne ke liye sahi hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | JM Financial |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 12.25 |
| Sharpe Ratio | 0.73 | 0.67 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 26% |
🤖 AI Verdict – Which is Better?
Nippon India Large Cap Fund aur JM Financial Large Cap Fund dono hi Very High Riskometer rakhte hain, lekin yeh fund 3Y mein jyada achha return diya hai. Dekho, yeh fund 15.4% return diya hai, jabki JM Financial Large Cap Fund ne 14.7% return diya hai. Ab yeh sach ye hai, Nippon India Large Cap Fund ek bada AUM rakhta hai, lekin expense ratio jyada hai. Is liye, yeh fund isliye better hai, kyunki expense ratio thoda kam hai. Haan, yeh fund isliye better hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
Jab aapko 10+ saal ke liye monthly SIP karna hai, toh Nippon India Large Cap Fund jyada achha hai. Is fund ne 3Y mein jyada achha return diya hai aur expense ratio kam hai. Dekho, is fund ne 15.4% return diya hai, jabki JM Financial Large Cap Fund ne 14.7% return diya hai. Chaliye, yeh fund isliye achha hai, kyunki return jyada hai aur expense ratio kam hai.
⚠️ Risk & Cost Analysis
Nippon India Large Cap Fund ki riskometer Very High hai, lekin Sharpe ratio jyada hai. Dekho, yeh fund ka Sharpe ratio 0.73 hai, jabki JM Financial Large Cap Fund ka Sharpe ratio 0.67 hai. Ab yeh sach ye hai, yeh fund expense ratio jyada hai, lekin volatility kam hai. Is liye, yeh fund isliye achha hai, kyunki Sharpe ratio jyada hai aur volatility kam hai.
📊 Portfolio Diversification
Nippon India Large Cap Fund ki asset allocation 96.43% equity hai, jabki JM Financial Large Cap Fund ki asset allocation 96.00% equity hai. Dekho, yeh fund ki top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. hain. Ab yeh sach ye hai, yeh fund ki portfolio diversification jyada hi hai, lekin sector risk hai. Is liye, yeh fund isliye achha hai, kyunki portfolio diversification jyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ne 5Y mein 3.31% return diya hai, jabki JM Financial Large Cap Fund ne 12.03% return diya hai. Is liye, JM Financial Large Cap Fund isliye better hai, kyunki return jyada hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ki riskometer Very High hai, lekin Sharpe ratio jyada hai. Dekho, yeh fund ka Sharpe ratio 0.73 hai, jabki JM Financial Large Cap Fund ka Sharpe ratio 0.67 hai. Is liye, Nippon India Large Cap Fund isliye achha hai, kyunki Sharpe ratio jyada hai.
Q3: Which fund is more cost-effective?
JM Financial Large Cap Fund ki expense ratio 0.52% hai, jabki Nippon India Large Cap Fund ki expense ratio 1.56% hai. Is liye, JM Financial Large Cap Fund isliye cost-effective hai, kyunki expense ratio kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price