Nippon India Large Cap Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Hum aapke paas do mutual funds ke vichar hai - Nippon India Large Cap Fund aur Invesco Liquid Fund. Ye donon fund aise hai jo aapko aapke nivesh ke liye sujhate hain. Hum aapko iske beech mein aise comparison karne ke liye bulaye hain, jisse aap apne nivesh ke liye achha faisla kar sakte hain.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Invesco Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 42.22 | 3819.94 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.27 | 0.13 |
| Sharpe Ratio | 0.73 | 3.31 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 3.31% | 6.11% |
| Since Launch (%) | 12.7% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 269% |
🤖 AI Verdict – Which is Better?
Haan, humein lagta hai ki Nippon India Large Cap Fund better hai, lekin iske liye humein saari jaankari padni hogi. Fund B ka 3Y return 15.4% hai, jo ki Fund A ke 3Y return se adhik hai. Lekin Fund A ka expense ratio 1.56% hai, jo ki Fund B ke expense ratio se adhik hai. Isliye, humein lagta hai ki Fund A aage badhne ke liye better hai, lekin Fund B aage badhne ke liye bhi achha hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Haan, SIP ke liye Fund B hi achha hai. Fund B ka 1Y return 6.17% hai, jo ki Fund A ke 1Y return se adhik hai. Lekin Fund B ka riskometer Low hai, jo ki Fund A ke riskometer se kam hai. Isliye, Fund B aapke SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Haan, riskometer aur expense ratio ke hisab se Fund B aapke liye better hai. Fund B ka riskometer Low hai aur expense ratio 0.12% hai, jo ki Fund A ke expense ratio se kam hai. Lekin Fund A ka Sharpe ratio 0.73 hai, jo ki Fund B ke Sharpe ratio se kam hai. Isliye, humein lagta hai ki Fund B aapke liye better hai.
📊 Portfolio Diversification
Haan, portfolio diversification ke hisab se Fund B aapke liye better hai. Fund B ka asset allocation T-Bills, CD, CP aur cash mein hai, jo ki Fund A ka asset allocation se kam hai. Lekin Fund A ka top holdings concentration HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. mein hai, jo ki Fund B ke top holdings concentration se adhik hai. Isliye, humein lagta hai ki Fund B aapke liye better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 3.31% hai, jo ki Fund B ka 5Y return se kam hai. Isliye, Fund A aapke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai aur volatility 12.27 hai, lekin Fund B ka riskometer Low hai aur volatility 0.13 hai. Isliye, Fund B aapke liye better hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai, jo ki Fund A ke expense ratio se kam hai. Isliye, Fund B aapke liye better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price