Nippon India Large Cap Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
15.42%
Aaj hum baat kar rahe hain do fundon ke beech: Nippon India Large Cap Fund aur ICICI Prudential Small Cap Fund. Duniya mein Large Cap aur Small Cap mein kya difference hai, aur iske baad humein fund A aur fund B ke beech meh comparison karne ki zaroorat hai.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Large Cap | Small Cap |
| NAV (₹) | 42.22 | 96.92 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 17.48 |
| Sharpe Ratio | 0.73 | 0.51 |
| 1 Year Return (%) | -0.91% | 1.68% |
| 3 Year Return (%) | 15.4% | 15.42% |
| 5 Year Return (%) | 3.31% | 17.22% |
| Since Launch (%) | 12.7% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 96.43% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 70% | 21% |
🤖 AI Verdict – Which is Better?
Humein lagta hai ki fund B, ICICI Prudential Small Cap Fund, long-term mein behtar hai. Iska 3Y return 15.42% hai, jo fund A ke 3Y return 15.4% se zyada hai. Lekin expense ratio meh fund A kam hai, 1.56% vs 0.82%. Lekin riskometer aur volatility meh dono fund very high hai, lekin fund B thoda zyada hai. Toh humein laga ki fund B behtar hai.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
Monthly SIP ke liye, humein lagta hai ki fund A behtar hai. Fund A ka consistency aur return stability dono meh zyada hai. Fund B ka 1Y return 1.68% hai, jo fund A ka 1Y return -0.91% se zyada hai, lekin 3Y return meh dono fund almost equal hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karne par, humein laga ki fund A behtar risk-adjusted returns offer karta hai. Fund A ka Sharpe ratio 0.73 hai, jo fund B ka Sharpe ratio 0.51 se zyada hai. Lekin expense ratio meh fund B kam hai, 0.82% vs 1.56%.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karne par, humein laga ki fund A zyada diversified hai. Fund A ka 96.43% asset allocation equity mein hai, jo fund B ka 91.00% se zyada hai. Lekin fund A ka 3 top holdings mein concentration zyada hai, HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund B ka 5Y return 17.22% hai, jo fund A ka 5Y return 3.31% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka higher risk worth hai. Volatility meh fund B zyada hai, lekin Sharpe ratio meh fund A zyada hai.
Q3: Which fund is more cost-effective?
Fund B zyada cost-effective hai. Expense ratio meh fund B 0.82% hai, jo fund A ka 1.56% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price