Nippon India Large Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
20.43%
Aaj hum do fundon ke beech ka comparison karne ja rahe hain - Nippon India Large Cap Fund aur ICICI Prudential Multi Cap Fund. In dono fundon ka category alag hai, lekin inka riskometer bhi very high hai. Aapko yahaan pata chalega ki kis fund mein long-term wealth creation ke liye investment karna achha hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 42.22 | 934.98 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.45 |
| Sharpe Ratio | 0.73 | 1.04 |
| 1 Year Return (%) | -0.91% | 6.9% |
| 3 Year Return (%) | 15.4% | 20.43% |
| 5 Year Return (%) | 3.31% | 17.37% |
| Since Launch (%) | 12.7% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.97% |
| Portfolio Turnover | 70% | 45% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye humko 3Y return, expense ratio aur risk ke basis par fund chunna hota hai. Fund B, ICICI Prudential Multi Cap Fund, 3Y return aur expense ratio ke mukabale Fund A, Nippon India Large Cap Fund se bhi achha hai. Isliye, humko lagta hai ki Fund B better hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
SIP ke liye humko consistency aur return stability ka dhyan dena hota hai. Fund A ka 1Y return -0.91% hai, jiska matlab hai ki yeh Fund B ke 1Y return 6.9% ke mukabale kam return deti hai. Isliye, SIP ke liye Fund B better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke mukabale Fund A ki riskometer very high hai, lekin volatility Fund B ki hai. Sharpe ratio ke mukabale Fund B ka Sharpe ratio Fund A ke mukabale higher hai. Isliye, Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke mukabale Fund A ka asset allocation equity mein 96.43% hai, jiska matlab hai ki yeh fund kam diversified hai. Fund B ka asset allocation equity mein 97.97% hai, lekin yeh fund kam diversified hai. Isliye, Fund A ka portfolio diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5Y return Fund A ke 3.31% se adhik hai, aur 3Y return bhi adhik hai. Isliye, Fund B long run mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher risk Fund A ke mukabale lower volatility aur higher Sharpe ratio ke saath hai. Isliye, Fund B ki higher risk worth hai.
Q3: Which fund is more cost‑effective?
Expense ratio ke mukabale Fund B Fund A ke mukabale kam expense ratio ka hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price