Nippon India Large Cap Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Chaliye dekho, humein do bahut hi popular large-cap funds ka comparison karna hai – Nippon India Large Cap Fund aur HSBC Mutual Fund Large Cap Fund. Ye dono fund category mein aate hain lekin kiya fund aapke long-term ke liye behtar hai, ye humein pata lagna hai.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HSBC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 11.46 |
| Sharpe Ratio | 0.73 | 0.72 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 18% |
🤖 AI Verdict – Which is Better?
Hamaare analysis ke anusar, Nippon India Large Cap Fund aapke long-term ke liye behtar fund hai. Iska 3Y return 15.4% hai, jo ki ek bahut hi achha return hai. Iske alawa, iska expense ratio 1.56% hai, jo ki thoda zyada hai. Lekin riskometer ke hisab se, iska risk bhi thoda zyada hai. Haan, lekin Sharpe ratio 0.73 hai, jo ki ek achha ratio hai.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Ek monthly SIP ke liye, Nippon India Large Cap Fund aapke liye behtar fund hai. Iska SIP return stability bahut hi achha hai aur iska consistency bhi bahut hi achha hai. Lekin, lekin HSBC Mutual Fund Large Cap Fund ka 3Y return bhi bahut hi achha hai, lekin iska expense ratio thoda kam hai. Dekho, yeh decision aapke personal preference aur investment objective par nirbhar karegi.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Nippon India Large Cap Fund ka risk thoda zyada hai, lekin Sharpe ratio 0.73 hai, jo ki ek achha ratio hai. Iske alawa, iska volatility 12.27 hai, jo ki thoda zyada hai. Lekin, lekin HSBC Mutual Fund Large Cap Fund ka riskometer bhi very high hai, lekin Sharpe ratio 0.72 hai, jo ki thoda kam hai. Haan, lekin expense ratio 0.52% hai, jo ki thoda kam hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Nippon India Large Cap Fund ka asset allocation 96.43% equity hai, jo ki thoda zyada hai. Iske alawa, iska top holdings concentration bhi thoda zyada hai, HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%). Lekin, lekin HSBC Mutual Fund Large Cap Fund ka asset allocation 96.00% equity hai, jo ki thoda kam hai. Iske alawa, iska top holdings concentration bhi thoda kam hai, HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%).
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Nippon India Large Cap Fund ka 3Y return 15.4% hai, jo ki ek bahut hi achha return hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer very high hai, lekin Sharpe ratio 0.73 hai, jo ki ek achha ratio hai. Haan, lekin yeh decision aapke personal preference aur investment objective par nirbhar karegi.
Q3: Which fund is more cost-effective?
Sach ye hai, HSBC Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo ki thoda kam hai. Iske alawa, iska riskometer bhi very high hai, lekin Sharpe ratio 0.72 hai, jo ki thoda kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price