Nippon India Large Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
11.02%
Aapke paas do bade fund hain, Nippon India Large Cap Fund aur HDFC Top 100 Fund. Duniya ki sabse badi companies ke share mein invest hote hain. Aaj hum in donon fundon ka mukhyaankan karne ja rahe hain, jisse aapko pata chalega ki unme se koun sa better hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 11.21 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.06 |
| Sharpe Ratio | 0.73 | 0.35 |
| 1 Year Return (%) | -0.91% | -2.86% |
| 3 Year Return (%) | 15.4% | 11.02% |
| 5 Year Return (%) | 3.31% | 10.33% |
| Since Launch (%) | 12.7% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 33% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, 3Y return, expense ratio aur risk ka mukhyaankan karte hue, humko lagta hai ki Nippon India Large Cap Fund better hai. Yeh fund 3Y mein 15.4% return diya hai, jiska expense ratio 1.56% hai. HDFC Top 100 Fund ka 3Y return 11.02% hai lekin expense ratio 1.52% hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Monthly SIP ke liye, humko lagta hai ki Nippon India Large Cap Fund better hai. Is fund ne 1Y mein -0.91% return diya hai, jiska 5Y mein return 3.31% hai. HDFC Top 100 Fund ka 1Y return -2.86% hai aur 5Y mein return 10.33% hai. Nippon India Large Cap Fund ka consistency aur return stability zyada hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ka mukhyaankan karte hue, humko lagta hai ki Nippon India Large Cap Fund better hai. Yeh fund Very High riskometer par hai lekin expense ratio 1.56% hai. HDFC Top 100 Fund ka riskometer bhi Very High hai lekin expense ratio 1.52% hai. Nippon India Large Cap Fund ka Sharpe ratio 0.73 hai, jiska volatility 12.27 hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka mukhyaankan karte hue, humko lagta hai ki HDFC Top 100 Fund better hai. Yeh fund equity mein 96% aur T-Bills mein 4% invest karta hai. Nippon India Large Cap Fund bhi equity mein 96.43% invest karta hai. HDFC Top 100 Fund ka top holdings koncenration thoda kam hai aur sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 3.31% hai, jiska 3Y return 15.4% hai. HDFC Top 100 Fund ka 5Y return 10.33% hai aur 3Y return 11.02% hai. Nippon India Large Cap Fund long-term mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
HDFC Top 100 Fund ka riskometer Very High hai aur Sharpe ratio 0.35 hai. Nippon India Large Cap Fund ka riskometer bhi Very High hai lekin Sharpe ratio 0.73 hai. Nippon India Large Cap Fund ka risk-adjusted returns better hai.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ka expense ratio 1.56% hai, jiska HDFC Top 100 Fund ka expense ratio 1.52% hai. Lekin Nippon India Large Cap Fund ka Sharpe ratio 0.73 hai aur HDFC Top 100 Fund ka Sharpe ratio 0.35 hai. Nippon India Large Cap Fund zyada cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price