Nippon India Large Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
11.02%
Chaliye dekho, aaj hum do bade funds ke beech meh comparison karne ja rahe hain - Nippon India Large Cap Fund aur HDFC Top 100 Fund. Dono hi Large Cap fund hai, lekin kya woh dono hi aapke long-term wealth creation ke liye behtareen option hai, yeh hum dekhenge.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 14.66 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.05 |
| Sharpe Ratio | 0.73 | 0.35 |
| 1 Year Return (%) | -0.91% | -2.86% |
| 3 Year Return (%) | 15.4% | 11.02% |
| 5 Year Return (%) | 3.31% | 10.33% |
| Since Launch (%) | 12.7% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye 3Y return aur expense ratio ka bahut bada role hai. Fund A ke 3Y return 15.4% hai, jabki Fund B ka 11.02% hai. Expense ratio bhi Fund B ka kam hai, 0.31% hai. Haan, Fund A ka riskometer bhi very high hai, lekin Sharpe ratio bhi kam hai. Isliye, hum Fund A ko behtareen fund ke roop mein dekh rahe hain.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
SIP Suitability ke liye chaliye dekho, monthly SIP ke liye kitna consistent return milega. Fund A ka 1Y return -0.91% hai, jabki Fund B ka -2.86% hai. Lekin, 3Y aur 5Y return dekhkar, Fund A kitna consistent return deta hai. Isliye, monthly SIP ke liye Fund A better option hai.
⚠️ Risk & Cost Analysis
Risk & Cost Analysis ke liye chaliye dekho, riskometer, volatility, Sharpe ratio aur expense ratio ka comparison karein. Fund A ka riskometer very high hai, lekin Sharpe ratio 0.73 hai. Fund B ka riskometer bhi very high hai, lekin Sharpe ratio kam hai. Volatility bhi Fund B ka kam hai, 13.05. Isliye, Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Portfolio Diversification ke liye chaliye dekho, asset allocation aur top holdings concentration ka comparison karein. Fund A ka asset allocation 96.43% equity hai, jabki Fund B ka 96.00% hai. Top holdings bhi Fund A ka less concentrated hai, HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%). Isliye, Fund A ke portfolio more diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 3.31% hai, jabki Fund B ka 10.33% hai. Isliye, Fund B long-term mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 12.27 hai, jabki Fund B ka 13.05 hai. Lekin, Fund A ka Sharpe ratio 0.73 hai, jabki Fund B ka 0.35 hai. Isliye, Fund A better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.31% hai, jabki Fund A ka 1.56% hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price