Nippon India Large Cap Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
15.78%
Dekho, aaj hum do investment fundon ka comparison karne ja rahe hain - Nippon India Large Cap Fund aur HDFC Small Cap Fund. Ye do fund category mein aate hain - Large Cap aur Small Cap. Hum is article mein in dono fundon ki comparison karenge taki aapko pata chal sake ki kis fund mein lagaana achha hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 42.22 | 152.64 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 16.9 |
| Sharpe Ratio | 0.73 | 0.55 |
| 1 Year Return (%) | -0.91% | 0.2% |
| 3 Year Return (%) | 15.4% | 15.78% |
| 5 Year Return (%) | 3.31% | 18.08% |
| Since Launch (%) | 12.7% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 96.43% | Equity: 90.45% |
| Portfolio Turnover | 70% | 6% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye HDFC Small Cap Fund better hai. Iska 3-year return 15.78% hai, jiska 3-year return Nippon India Large Cap Fund ka 15.4% hai. Lekin expense ratio mein HDFC Small Cap Fund kam kharcha karta hai - 0.73%. Nippon India Large Cap Fund ka expense ratio 1.56% hai. Isliye, HDFC Small Cap Fund aapke liye better investment option hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Haan, SIP ke liye HDFC Small Cap Fund better hai. Iska 5-year return 18.08% hai, jiska 5-year return Nippon India Large Cap Fund ka 3.31% hai. Isse pata chalta hai ki HDFC Small Cap Fund ka return stability aur consistency aur bhi accha hai. Isliye, SIP ke liye HDFC Small Cap Fund aapke liye better option hai.
⚠️ Risk & Cost Analysis
Chaliye, riskometer aur volatility ke hisab se baat karte hain. Nippon India Large Cap Fund ka riskometer Very High hai aur volatility 12.27 hai. HDFC Small Cap Fund ka riskometer bhi Very High hai lekin volatility 16.9 hai. Sharpe ratio ke hisab se bhi HDFC Small Cap Fund better hai - 0.55. Iske expense ratio mein bhi kam kharcha karta hai - 0.73%. Isliye, risk-adjusted return ke hisab se HDFC Small Cap Fund better hai.
📊 Portfolio Diversification
Asset allocation ke hisab se dekhte hain, to both funds mein equity ki allocation 90% se jyada hai. Lekin Nippon India Large Cap Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. jaisi top holdings concentration hai, jiski HDFC Small Cap Fund mein koi baat nahi. Isliye, portfolio diversification ke hisab se HDFC Small Cap Fund better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5-year return 3.31% hai, lekin HDFC Small Cap Fund ka 5-year return 18.08% hai. Isliye, HDFC Small Cap Fund aapke liye better investment option hai.
Q2: Is the higher risk fund worth it?
HDFC Small Cap Fund ka riskometer Very High hai, lekin volatility 16.9 hai. Sharpe ratio ke hisab se bhi HDFC Small Cap Fund better hai - 0.55. Isliye, risk-adjusted return ke hisab se HDFC Small Cap Fund worth hai.
Q3: Which fund is more cost-effective?
HDFC Small Cap Fund ka expense ratio 0.73% hai, jismaan Nippon India Large Cap Fund ka expense ratio 1.56% hai. Isliye, HDFC Small Cap Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price