Nippon India Large Cap Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
7.4%
Dekho, aap sabhi investors aaj hum Fund A aur Fund B ke beech mein comparison karne ja rahe hain. Fund A, Nippon India Large Cap Fund, ek large cap fund hai, jabki Fund B, HDFC Infra Fund, ek thematic fund hai. Chaliye, hum aapko batate hain ki ye dono funds aapke pasiv investment ke liye kitne achhe hain.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Large Cap | Thematic |
| NAV (₹) | 42.22 | 33.77 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 12.27 | 14.88 |
| Sharpe Ratio | 0.73 | 0.06 |
| 1 Year Return (%) | -0.91% | 6.36% |
| 3 Year Return (%) | 15.4% | 7.4% |
| 5 Year Return (%) | 3.31% | 6.49% |
| Since Launch (%) | 12.7% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 70% | 35% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B, HDFC Infra Fund, long-term wealth creation ke liye better option hai. Iska 3 year return 7.4% hai, jo Fund A ke 3 year return se adhik hai. Lekin expense ratio me bhi Fund B kam hai, 0.5% hai Fund B ka, jabki Fund A ka expense ratio 1.56% hai. Riskometer ke hisab se bhi Fund B kam risk wala fund hai. Haan, Fund A ka riskometer very high hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
Monthly SIP ke liye, Fund B, HDFC Infra Fund, better option hai. Iska consistency aur return stability Fund A ke mukhalat se adhik hai. Fund B ka 1 year return 6.36% hai, jabki Fund A ka 1 year return -0.91% hai. Chaliye, ye dono funds ko SIP ke liye compare karte hain.
⚠️ Risk & Cost Analysis
Fund B, HDFC Infra Fund, better risk-adjusted returns offer karta hai. Iska riskometer moderate hai, jabki Fund A ka riskometer very high hai. Volatility ke hisab se bhi Fund B kam hai, 14.88 hai Fund B ka volatility, jabki Fund A ka volatility 12.27 hai. Sharpe ratio ke hisab se bhi Fund B kam hai, 0.06 hai Fund B ka Sharpe ratio, jabki Fund A ka Sharpe ratio 0.73 hai. Expense ratio me bhi Fund B kam hai, 0.5% hai Fund B ka expense ratio, jabki Fund A ka expense ratio 1.56% hai.
📊 Portfolio Diversification
Fund B, HDFC Infra Fund, portfolio diversification ke liye better option hai. Iska top holdings concentration Fund A ke mukhalat se kam hai. Fund B ka top 3 holdings hain HDFC Bank Ltd., ICICI Bank Ltd., aur Larsen & Toubro Ltd. Fund A ka top 3 holdings hain HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. Asset allocation ke hisab se bhi Fund B kam hai, 95.00% hai Fund B ka equity allocation, jabki Fund A ka equity allocation 96.43% hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, HDFC Infra Fund, 5 year return ke hisab se better returns deta hai, 6.49% hai Fund B ka 5 year return, jabki Fund A ka 5 year return 3.31% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A higher risk wala fund hai, lekin volatility aur Sharpe ratio ke hisab se Fund B kam hai. Dekho, Fund A ka volatility 12.27 hai, jabki Fund B ka volatility 14.88 hai. Sharpe ratio ke hisab se bhi Fund A kam hai, 0.73 hai Fund A ka Sharpe ratio, jabki Fund B ka Sharpe ratio 0.06 hai.
Q3: Which fund is more cost-effective?
Fund B, HDFC Infra Fund, expense ratio ke hisab se more cost-effective hai, 0.5% hai Fund B ka expense ratio, jabki Fund A ka expense ratio 1.56% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price