Nippon India Large Cap Fund vs Groww Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Aap log kya jante hain ki kya fund kaise chunna hai? Aaj hum aapko do funds ka comparison karne ja rahe hain - Nippon India Large Cap Fund aur Groww Mutual Fund Liquid Fund. Ye do funds aapke investment ke liye kaisa hain? Dekho is post mein.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BGroww Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 42.22 | 5622.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.27 | 0.11 |
| Sharpe Ratio | 0.73 | 3.91 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 3.31% | 6.11% |
| Since Launch (%) | 12.7% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 203% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hamara verdict hai ki Nippon India Large Cap Fund better hai. Yeh fund 3Y return mein 15.4% ka return dete hai, jabki Groww Mutual Fund Liquid Fund ke 3Y return 6.93% hai. Bahut hi acchi baat hai ki Nippon India Large Cap Fund ka expense ratio 1.56% hai, jo bahut kam hai. Lekin, riskometer ka darshak Very High hai, jisse aapko apne investment ko risk mein daalna padta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, hum dekhte hain ki Nippon India Large Cap Fund kaisa hai. Yeh fund 5Y return mein 3.31% ka return dete hai, jabki Groww Mutual Fund Liquid Fund ke 5Y return 6.11% hai. Par, Nippon India Large Cap Fund ka expense ratio 1.56% hai, jo bahut kam hai. Haan, yeh fund aapke monthly SIP ke liye thoda riski hai, lekin long-term mein iska return bahut achha ho sakta hai.
⚠️ Risk & Cost Analysis
Riskometer ka darshak Very High hai, jisse aapko apne investment ko risk mein daalna padta hai. Lekin, yeh fund ka Sharpe ratio 0.73 hai, jisse aapko lagta hai ki yeh fund risk-adjusted return dete hai. Groww Mutual Fund Liquid Fund ka Sharpe ratio 3.91 hai, jisse yeh fund bahut achha risk-adjusted return dete hai. Lekin, yeh fund ka expense ratio 0.12% hai, jo bahut kam hai.
📊 Portfolio Diversification
Nippon India Large Cap Fund ka asset allocation equity mein 96.43% hai, jabki Groww Mutual Fund Liquid Fund ka asset allocation T-Bills, CD, CP aur cash mein 65%, 20%, 10%, aur 5% hai. Yeh fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai, jisse aapko lagta hai ki yeh fund sector risk mein hai. Groww Mutual Fund Liquid Fund ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai, jisse yeh fund sector risk mein nahi hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 3.31% hai, jabki Groww Mutual Fund Liquid Fund ka 5Y return 6.11% hai. Haan, Groww Mutual Fund Liquid Fund ka 3Y return 6.93% hai, jisse yeh fund long-term mein better return dete hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer Very High hai, jisse yeh fund risk mein hai. Lekin, yeh fund ka Sharpe ratio 0.73 hai, jisse yeh fund risk-adjusted return dete hai. Haan, Groww Mutual Fund Liquid Fund ka Sharpe ratio 3.91 hai, jisse yeh fund bahut achha risk-adjusted return dete hai.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ka expense ratio 1.56% hai, jabki Groww Mutual Fund Liquid Fund ka expense ratio 0.12% hai. Haan, Groww Mutual Fund Liquid Fund mere cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price