Nippon India Large Cap Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Chaliye, dekho, hum kya jaante hain. Fund A hai Nippon India Large Cap Fund aur Fund B hai Groww Mutual Fund Large Cap Fund. Dono funds Large Cap category mein hain. Aaj hum aapko pata karenge ki dono funds mein se kaun accha hai, aur kaise hum apne nivesh ko behtar bana sakte hain.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.05 |
| Sharpe Ratio | 0.73 | 0.63 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 33% |
🤖 AI Verdict – Which is Better?
Haan, humne dekha hai ki Fund A ka 3Y return 15.4% hai, jo Fund B se thoda adhik hai. Lekin expense ratio ke liye Fund B accha hai, jo 0.52% hai. Riskometer bhi dono fundsein Very High hai, lekin Fund A ka Sharpe ratio 0.73 hai, jo Fund B se zyada hai. Sach ye hai, Fund A accha hai long-term wealth creation ke liye.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Monthly SIP ke liye Fund A accha hai, kyonki yeh consistent returns deti hai aur asset allocation bhi stable hai. Fund A ka 3Y return aur expense ratio dono ek dusre se adhik acche hain. Haan, Fund B ka 5Y return thoda adhik hai, lekin expense ratio aur asset allocation ke liye Fund A accha hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Volatility 12.27 hai, jo Fund A ke liye thoda adhik hai. Lekin Sharpe ratio 0.73 hai, jo Fund A ke liye zyada hai. Expense ratio bhi Fund A 1.56% hai, jo Fund B se adhik hai. Sach ye hai, Fund A ka Sharpe ratio aur expense ratio dono ek dusre se adhik acche hain.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation Fund A mein Equity 96.43% hai, jo Fund B se thoda adhik hai. Top holdings mein bhi Fund A mein HDFC Bank Ltd. 9.24% hai, jo Fund B se thoda adhik hai. Lekin Fund B ka asset allocation aur top holdings concentration dono ek dusre se adhik stable hain.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 3.31% hai, jo Fund B se kam hai. Haan, Fund B ka 5Y return 12.03% hai, lekin expense ratio aur asset allocation ke liye Fund A accha hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka volatility 12.27 hai, jo Fund B se thoda adhik hai. Lekin Sharpe ratio 0.73 hai, jo Fund A ke liye zyada hai. Haan, Fund A ka Sharpe ratio aur expense ratio dono ek dusre se adhik acche hain.
Q3: Which fund is more cost‑effective?
Answer: Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai. Haan, Fund B ka asset allocation aur top holdings concentration dono ek dusre se adhik stable hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price