Nippon India Large Cap Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Ab aapke paas do bade nivesh fund hain - Nippon India Large Cap Fund aur Franklin Templeton Large Cap Fund. Ye donon fund Large Cap category mein hain aur is post mein humein milta hai ki kis fund mein long-term vittalta ka badhava hai.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Franklin Templeton |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 12.76 |
| Sharpe Ratio | 0.73 | 0.64 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 31% |
🤖 AI Verdict – Which is Better?
Chaliye, hum is post mein fund B ki taraah par khaarij karenge. Ye fund 3Y return mein se bada return deta hai, lekin expense ratio thoda bada hai. Lekin, 3Y return aur expense ratio ke alawa, 5Y return bhi very good hai. Haan, isme riskometer aur volatility bhi very high hai, lekin Sharpe ratio ke hisaab se, Fund B isme se bhi accha hai. Toh, hamara verdict hai ki Fund B aapke liye better hai.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Nippon India Large Cap Fund aur Franklin Templeton Large Cap Fund dono hi large cap category mein hain, lekin Fund A ki 5Y return thoda kam hai. Lekin, Fund A ki 3Y return Fund B ki compare to kam hai, lekin isme asset allocation aur expense ratio Fund B ki compare to accha hai. Haan, Fund A ki consistency aur return stability Fund B se kam hai. Toh, hamara verdict hai ki Fund B aapke liye best hai, lekin Fund A bhi ek accha option hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab hum isme dekhenge ki 2 funds mein riskometer, volatility, Sharpe ratio, expense ratio ka kya hai. Toh, Fund A ki riskometer aur volatility Fund B ki compare to kam hai, lekin Fund B ki Sharpe ratio Fund A ki compare to kam hai. Haan, expense ratio Fund B ki compare to kam hai. Toh, Fund B isme se bhi accha hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Nippon India Large Cap Fund aur Franklin Templeton Large Cap Fund dono hi large cap category mein hain, lekin Fund A ke asset allocation aur top holdings Fund B ki compare to kam hai. Lekin, Fund A ki top holdings mein HDFC Bank Ltd aur ICICI Bank Ltd ki jagah Fund B mein Reliance Industries Ltd ki jagah hai. Haan, Fund A ki asset allocation Fund B ki compare to kam hai, lekin Fund A ki asset allocation bhi thoda accha hai. Toh, hamara verdict hai ki Fund B aapke liye best hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B 5Y return mein se bada return deta hai, jiska mulya 12.03% hai. Isliye, Fund B aapke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki riskometer aur volatility dono hi very high hai, lekin Sharpe ratio Fund A ki compare to kam hai. Isliye, Fund B isme se bhi accha hai.
Q3: Which fund is more cost-effective?
Fund B expense ratio Fund A ki compare to kam hai, jiska mulya 0.52% hai. Isliye, Fund B aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price