Nippon India Large Cap Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.63%
Aaj hum do fundon ka comparison karne ja rahe hain, Nippon India Large Cap Fund aur Franklin Templeton Flexi Cap Fund. Ye do fund ek-ek category mein aate hain. Aapko yahaan pata chalaayenge ki kis fund mein nivesh karne se aapko zyada return mil sakte hain aur kya fund aapke liye sahi hai.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Franklin Templeton |
| Category | Large Cap | Flexi Cap |
| NAV (₹) | 42.22 | 110.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 14.27 |
| Sharpe Ratio | 0.73 | 0.57 |
| 1 Year Return (%) | -0.91% | -2.38% |
| 3 Year Return (%) | 15.4% | 14.63% |
| 5 Year Return (%) | 3.31% | 12.31% |
| Since Launch (%) | 12.7% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 96.43% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 70% | 48% |
🤖 AI Verdict – Which is Better?
Haan, kya fund aapke liye better hai? Chaliye dekhte hain. 3Y return aur expense ratio par dekha jayega to Franklin Templeton Flexi Cap Fund kafi achha performance dikh raha hai lekin expense ratio ka dhyaan rakhna mahatvapoorn hai. Sach ye hai, expense ratio kam hone par aapko jyada returns mil sakte hain.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
Kis fund mein SIP karne se aapko zyada returns mil sakte hain? Chaliye dekhte hain. Nippon India Large Cap Fund ka 3Y return kam hai lekin expense ratio bhi kam hai. Isliye, Nippon India Large Cap Fund SIP ke liye acha fund hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Kis fund mein riskometer aur volatility kam hai? Chaliye dekhte hain. Franklin Templeton Flexi Cap Fund ka riskometer aur volatility Nippon India Large Cap Fund ki tulna mein kam hai. Lekin Sharpe ratio ka dhyaan rakhna bahut mahatvapoorn hai. Sach ye hai, Sharpe ratio ka mukhya dhyaan rakhna chahiye.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Kis fund mein asset allocation aur top holdings concentration kam hai? Chaliye dekhte hain. Franklin Templeton Flexi Cap Fund ka asset allocation aur top holdings concentration Nippon India Large Cap Fund ki tulna mein kam hai. Isliye, Franklin Templeton Flexi Cap Fund portfolio diversification ke liye acha fund hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 3.31% hai aur Franklin Templeton Flexi Cap Fund ka 5Y return 12.31% hai. Isliye, Franklin Templeton Flexi Cap Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Franklin Templeton Flexi Cap Fund ka riskometer aur volatility Nippon India Large Cap Fund ki tulna mein kam hai. Lekin Sharpe ratio ka dhyaan rakhna bahut mahatvapoorn hai. Franklin Templeton Flexi Cap Fund ka Sharpe ratio 0.57 hai, jo Nippon India Large Cap Fund ki tulna mein kam hai. Isliye, Franklin Templeton Flexi Cap Fund higher risk fund nahi hai.
Q3: Which fund is more cost‑effective?
Nippon India Large Cap Fund ka expense ratio 1.56% hai, jo Franklin Templeton Flexi Cap Fund ka expense ratio 0.96% ki tulna mein kam hai. Isliye, Franklin Templeton Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price