Nippon India Large Cap Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.99%
Dekho, today humein do funds ke baare mein jaanna hoga - Nippon India Large Cap Fund aur Edelweiss Mutual Fund Liquid Fund. Fund A ek large cap fund hai, jabki fund B ek liquid fund hai. Aap ye jana chahte hain ki in donon funds mein kya aisa hai jo ek se dusre se alag karta hai. Chaliye, hum in donon funds ko dekhenge aur dekhenge ki unka apna apna unique features kya hain.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Edelweiss Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 42.22 | 3598.40 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.27 | 0.13 |
| Sharpe Ratio | 0.73 | 3.77 |
| 1 Year Return (%) | -0.91% | 6.24% |
| 3 Year Return (%) | 15.4% | 6.99% |
| 5 Year Return (%) | 3.31% | 6.17% |
| Since Launch (%) | 12.7% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 295% |
🤖 AI Verdict – Which is Better?
Haan, humein ek fund ko chunna hai jo aapke long-term wealth creation ke liye best hai. Fund A ka 3Y return 15.4% hai, jabki expense ratio 1.56% hai. Fund B ka 3Y return 6.99% hai, jabki expense ratio 0.12% hai. Dekho, Fund B ka expense ratio bahut kam hai, lekin Fund A ka 3Y return bahut accha hai. Haan, hum chahein ki aap Fund A ko chunen, lekin koi bhi fund investment ke liye accha hai, yeh sawal aapke investment goal aur risk appetite par nirbhar karta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Ab, humein SIP ke liye fund chunna hai. Fund A ka 1Y return -0.91% hai, jabki Fund B ka 1Y return 6.24% hai. Dekho, Fund B ka return Fund A se bahut accha hai, lekin Fund A ka 3Y return Fund B se bahut accha hai. Haan, hum chahein ki Fund B ka return stable hai, lekin Fund A ka long-term growth potential accha hai. Sach ye hai ki aapko apne investment goal aur risk appetite ke anusaar fund chunna hoga.
⚠️ Risk & Cost Analysis
Ab, humein riskometer, volatility, Sharpe ratio, aur expense ratio ke liye fund compare karna hoga. Fund A ka riskometer Very High hai, jabki Fund B ka riskometer Low hai. Dekho, Fund A ka volatility 12.27 hai, jabki Fund B ka volatility 0.13 hai. Haan, Fund B ka Sharpe ratio 3.77 hai, jabki Fund A ka Sharpe ratio 0.73 hai. Dekho, Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 1.56% hai. Haan, Fund B risk-wise aur cost-wise Fund A se bahut accha hai.
📊 Portfolio Diversification
Ab, humein fund ki asset allocation aur top holdings concentration ke liye dekhna hoga. Fund A ki asset allocation equity mein 96.43% hai, jabki Fund B ki asset allocation T-Bills, CD, CP, aur cash mein 65%, 20%, 10%, aur 5% hai. Dekho, Fund A ki asset allocation bahut concentrated hai, jabki Fund B ki asset allocation bahut diversified hai. Haan, Fund A ka top holdings concentration HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein hai, jabki Fund B ka top holdings concentration State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills mein hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 3Y return 15.4% hai, jabki 5Y return 3.31% hai. Fund B ka 3Y return 6.99% hai, jabki 5Y return 6.17% hai. Dekho, Fund A ka long-term growth potential Fund B se bahut accha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, jabki Fund B ka riskometer Low hai. Dekho, Fund A ka volatility 12.27 hai, jabki Fund B ka volatility 0.13 hai. Haan, Fund B ka Sharpe ratio 3.77 hai, jabki Fund A ka Sharpe ratio 0.73 hai. Dekho, Fund B risk-wise aur cost-wise Fund A se bahut accha hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 1.56% hai. Dekho, Fund B cost-wise Fund A se bahut accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price