Nippon India Large Cap Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Aaj hum do bade mutual funds ka comparison karne ja rahe hain, Nippon India Large Cap Fund aur DSP Mutual Fund Large Cap Fund. Dono funds large-cap category mein hain. Is article mein hum aapko pata chalayenge ki kis fund mein investment karne se aapke paisa ki safety aur return dono ki suraksha hogi.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | DSP Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 11.97 |
| Sharpe Ratio | 0.73 | 0.69 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 23% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye humein kai factors ka dhyan rakhna hoga. Ismein 3 year return, expense ratio aur risk ka bhi vishesh mahatva hai. Dekho, 3 year return ke hisab se DSP Mutual Fund Large Cap Fund 14.7% return deti hai, jabki Nippon India Large Cap Fund 15.4% return deti hai. Lekin expense ratio ke hisab se, DSP Mutual Fund Large Cap Fund 0.52% expense ratio ke saath aam hui, jabki Nippon India Large Cap Fund 1.56% expense ratio ke saath aam hai. Riskometer ke hisab se dono funds Very High risk category mein pad rahe hain. Haan, DSP Mutual Fund Large Cap Fund volatility 11.97% ke saath aam hui, jabki Nippon India Large Cap Fund volatility 12.27% ke saath aam hai. Isliye, humein lagta hai ki Nippon India Large Cap Fund long-term wealth creation ke liye better option hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Monthly SIP ke liye humein consistent return stability ka dhyan rakhna hoga. Dekho, DSP Mutual Fund Large Cap Fund 1 year return mein -4.02% loss ke saath aam hui, jabki Nippon India Large Cap Fund 1 year return mein -0.91% loss ke saath aam hai. 3 year return ke hisab se bhi DSP Mutual Fund Large Cap Fund 14.7% return deti hai, jabki Nippon India Large Cap Fund 15.4% return deti hai. Isliye, humein lagta hai ki Nippon India Large Cap Fund monthly SIP ke liye better option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke hisab se humein risk-adjusted return ka dhyan rakhna hoga. Dekho, DSP Mutual Fund Large Cap Fund volatility 11.97% ke saath aam hui, jabki Nippon India Large Cap Fund volatility 12.27% ke saath aam hai. Sharpe ratio ke hisab se bhi DSP Mutual Fund Large Cap Fund 0.69 ke saath aam hui, jabki Nippon India Large Cap Fund 0.73 ke saath aam hai. Expense ratio ke hisab se DSP Mutual Fund Large Cap Fund 0.52% expense ratio ke saath aam hui, jabki Nippon India Large Cap Fund 1.56% expense ratio ke saath aam hai. Isliye, humein lagta hai ki Nippon India Large Cap Fund risk-adjusted returns ke liye better option hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se humein portfolio diversification ka dhyan rakhna hoga. Dekho, DSP Mutual Fund Large Cap Fund asset allocation mein equity 96% aur T-Bills 4% hai, jabki Nippon India Large Cap Fund asset allocation mein equity 96.43% hai. Top holdings concentration ke hisab se bhi DSP Mutual Fund Large Cap Fund HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) ko prefer karta hai, jabki Nippon India Large Cap Fund HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), aur Reliance Industries Ltd. (4.3%) ko prefer karta hai. Isliye, humein lagta hai ki DSP Mutual Fund Large Cap Fund portfolio diversification ke liye better option hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, 5 year return ke hisab se Nippon India Large Cap Fund 3.31% return deti hai, jabki DSP Mutual Fund Large Cap Fund 12.03% return deti hai. Isliye, DSP Mutual Fund Large Cap Fund long-term wealth creation ke liye better option hai.
Q2: Is the higher risk fund worth it?
Risk ke hisab se DSP Mutual Fund Large Cap Fund volatility 11.97% ke saath aam hui, jabki Nippon India Large Cap Fund volatility 12.27% ke saath aam hai. Sharpe ratio ke hisab se bhi DSP Mutual Fund Large Cap Fund 0.69 ke saath aam hui, jabki Nippon India Large Cap Fund 0.73 ke saath aam hai. Isliye, humein lagta hai ki Nippon India Large Cap Fund risk-adjusted returns ke liye better option hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisab se DSP Mutual Fund Large Cap Fund 0.52% expense ratio ke saath aam hui, jabki Nippon India Large Cap Fund 1.56% expense ratio ke saath aam hai. Isliye, DSP Mutual Fund Large Cap Fund cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price