Nippon India Large Cap Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.96%
Agar aapka investment plan long-term hai, to aapko fund ki category aur unke returns ke beech difference padti hai. Aaj hum do fund ke beech comparison karne ja rhe hain - Nippon India Large Cap Fund aur Canara Robeco Liquid Fund. Dekho, kis fund mein aapka paisa safe aur profitable hogi.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Canara Robeco |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 42.22 | 3337.33 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.27 | 0.11 |
| Sharpe Ratio | 0.73 | 4.18 |
| 1 Year Return (%) | -0.91% | 6.22% |
| 3 Year Return (%) | 15.4% | 6.96% |
| 5 Year Return (%) | 3.31% | 6.13% |
| Since Launch (%) | 12.7% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 223% |
🤖 AI Verdict – Which is Better?
Long-term mein wealth creation ke liye, humein Fund B (Canara Robeco Liquid Fund) ko prefer karna chahiye. Iska reason hai 3Y return ka, jo 15.4% hai, aur expense ratio, jo 0.12% hai. Lekin, agar aapko higher return chahiye, to Fund A (Nippon India Large Cap Fund) ka 3Y return 15.4% hai, lekin expense ratio 1.56% hai. Chaliye, aapki investment ki risk ko dhyan mein rakhte hue aap apne investment plan ko decide kar sakate hain.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
Routine SIP (Systematic Investment Plan) ke liye, Fund B (Canara Robeco Liquid Fund) achi chunauti hai. Iska reason hai ki iska 3Y return consistent hai aur expense ratio bahut kam hai, jo aapke paiso ko aur bhi sahi lagu karta hai. Isi liye, Fund B ki monthly SIP ke liye accha fund hai.
⚠️ Risk & Cost Analysis
Fund A (Nippon India Large Cap Fund) ka riskometer Very High hai, lekin sharpe ratio 0.73 hai, jo risk ko manage karta hai. Fund B (Canara Robeco Liquid Fund) ka riskometer Low hai, lekin expense ratio 0.12% hai, jo Fund A se kam hai. Dekho, Fund B ka expense ratio kam hai aur sharpe ratio bhi accha hai.
📊 Portfolio Diversification
Fund A (Nippon India Large Cap Fund) ka asset allocation 96.43% Equity mein hai, jo sector risk ko badhata hai. Fund B (Canara Robeco Liquid Fund) ka asset allocation 65.00% T-Bills mein hai, jo diversification ka badhava karta hai. Chaliye, Fund B ka portfolio diversified hai aur sector risk kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A (Nippon India Large Cap Fund) ka 3Y return 15.4% hai, lekin Fund B (Canara Robeco Liquid Fund) ka 5Y return 6.13% hai. Dekho, Fund B ka long-term return Fund A se kam hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A (Nippon India Large Cap Fund) ka volatility 12.27% hai, jo Fund B (Canara Robeco Liquid Fund) ka 0.11% se adhik hai. Lekin, Fund A ka sharpe ratio 0.73 hai, jo Fund B ka 4.18% se bhi kam hai. Dekho, Fund A ka sharpe ratio Fund B se kam hai.
Q3: Which fund is more cost-effective?
Answer: Fund B (Canara Robeco Liquid Fund) ka expense ratio 0.12% hai, jo Fund A (Nippon India Large Cap Fund) ka 1.56% se kam hai. Dekho, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price