Nippon India Large Cap Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.62%
Dekho, aapko Fund A aur Fund B ke beech mein comparison karna hai. Dono funds large cap category mein hai aur unke 3Y returns aur expense ratio ka comparison karenge. Aaj hum unke long-term wealth creation ke liye kaun se fund better hai, iske baare mein baat karenge.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Baroda BNP Paribas |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 251.36 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.08 |
| Sharpe Ratio | 0.73 | 0.62 |
| 1 Year Return (%) | -0.91% | -0.15% |
| 3 Year Return (%) | 15.4% | 14.62% |
| 5 Year Return (%) | 3.31% | 11.06% |
| Since Launch (%) | 12.7% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 34% |
🤖 AI Verdict – Which is Better?
Hum aapko batate hain ki Fund A ya Fund B kaun se fund long-term wealth creation ke liye better hai. Fund B ka 3Y return 14.62% hai, jo Fund A ki 15.4% se kam hai. Lekin Fund B ka expense ratio 0.52% hai, jo Fund A ki 1.56% se kam hai. Riskometer bhi dono very high hai lekin Fund B ka volatility 13.08 hai, jo Fund A ki 12.27 se kam hai. Haan, Fund B risk-adjusted returns provide karta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
SIP ke liye Fund B better hai. Fund B ka 3Y return consistent hai aur expense ratio bhi kam hai. Fund A ka 1Y return negative hai, jo SIP investment ke liye nahi chahiye. Fund B ka 5Y return 11.06% hai, jo Fund A ki 3.31% se jyada hai. Chaliye, Fund B SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Fund A aur Fund B dono high risk hai lekin Fund B ka volatility 13.08 hai, jo Fund A ki 12.27 se jyada hai. Lekin Sharpe ratio ke liye Fund B kam hai. Expense ratio ke liye Fund B kam hai. Haan, Fund B risk-adjusted returns provide karta hai lekin Fund A ki Sharpe ratio bhi acchi hai. Sach ye hai, dono funds mein risk hai lekin Fund B ka expense ratio kam hai.
📊 Portfolio Diversification
Fund B ka asset allocation 96.00% equity aur 4.00% T-Bills hai. Fund A ka asset allocation 96.43% equity hai. Top holdings mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. dono funds mein hai. Fund B ka top holdings concentration jyada hai. Chaliye, Fund A ka portfolio diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 3.31% hai, jo Fund B ki 11.06% se kam hai. Haan, Fund B ka 3Y return 14.62% hai, jo Fund A ki 15.4% se kam hai. Lekin long-run mein Fund B ka 5Y return jyada hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 13.08 hai, jo Fund A ki 12.27 se jyada hai. Lekin Fund B ka Sharpe ratio 0.62 hai, jo Fund A ki 0.73 se kam hai. Haan, Fund B ka expense ratio kam hai. Sach ye hai, Fund B ka risk-adjusted returns provide karta hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jo Fund A ki 1.56% se kam hai. Haan, Fund B cost-effective hai. Lekin Fund A ka AUM 51690.28 Cr hai, jo Fund B ki 21480 Cr se jyada hai. Chaliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price