Nippon India Large Cap Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Hum aapke paas do large cap funds hain - Nippon India Large Cap Fund aur Bandhan Mutual Fund Large Cap Fund - jo ki aapke nivesh ke liye vichar kiya ja sakta hai. Hum aaj yeh jaanenge ki dono funds mein kya farq hai aur kisne acchha performance diya hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Bandhan Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 12.11 |
| Sharpe Ratio | 0.73 | 0.68 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 24% |
🤖 AI Verdict – Which is Better?
Haan, humne dekha hai ki Fund A ka 3Y return 15.4% hai, jabki Fund B ka 14.7% hai. Lekin expense ratio ke liye Fund B bahut accha hai, jiska expense ratio 0.52% hai, jabki Fund A ka expense ratio 1.56% hai. Isliye, Fund B hai aapke liye accha fund.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Chaliye, hum SIP ke liye Fund B ko accha fund samjhte hain. Iska 3Y return stable hai aur expense ratio bahut kam hai. Haan, hum jaante hain ki SIP ke liye 10+ years ke liye Fund B accha fund hai.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A ka riskometer Very High hai, jabki Fund B ka bhi. Lekin volatility ke liye Fund B thoda kam hai. Sharpe ratio ke liye Fund A accha hai, lekin expense ratio ke liye Fund B bahut accha hai. Isliye, Fund A ka expense ratio bahut jyada hai aur Fund B ka expense ratio kam hai.
📊 Portfolio Diversification
Haan, humne dekha hai ki Fund A ka asset allocation 96.43% hai, jabki Fund B ka 96.00%. T-Bills ke liye Fund B ka asset allocation bahut kam hai. Top 3 holdings ke liye Fund A ka HDFC Bank Ltd. (9.24%) hai, jabki Fund B ka HDFC Bank Ltd. (8.5%) hai. Isliye, Fund B ka asset allocation thoda kam diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 3.31% hai, jabki Fund B ka 12.03% hai. Isliye, Fund B fund hain aapke liye accha, jo ki aapke nivesh ke liye acchha performance diya hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ka riskometer Very High hai, jabki Fund B ka bhi. Lekin volatility ke liye Fund B thoda kam hai. Sharpe ratio ke liye Fund A accha hai. Isliye, Fund A ka expense ratio bahut jyada hai aur Fund B ka expense ratio kam hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.52% hai, jabki Fund A ka 1.56% hai. Isliye, Fund B fund hain aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price