Nippon India Large Cap Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
11.66%
Yeh dono funds, Nippon India Large Cap Fund aur Axis ELSS Tax Saver Fund, dono hain high-risk, high-return investment options. Is article mein, hum aapko yeh jaanne ka mauka denge ki kis fund ki long-term wealth creation mein better hai. Dekho, aapko pata chalega ki kis fund ki consistency aur return stability kaafi acchi hai aur kis fund ki riskometer aur expense ratio kaafi bada hai.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 42.22 | 104.77 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 1.56% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 13.4 |
| Sharpe Ratio | 0.73 | 0.39 |
| 1 Year Return (%) | -0.91% | -2.52% |
| 3 Year Return (%) | 15.4% | 11.66% |
| 5 Year Return (%) | 3.31% | 8.43% |
| Since Launch (%) | 12.7% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.56% |
| Portfolio Turnover | 70% | 14% |
🤖 AI Verdict – Which is Better?
Nippon India Large Cap Fund aur Axis ELSS Tax Saver Fund dono hain high-risk fund, lekin yeh dono fund hain very high riskometer ke saath. Lekin, agar aap long-term wealth creation ki soch rahe hain, to Nippon India Large Cap Fund aapke liye better hai. Yeh fund ka 3Y return 15.4% hai, jo ki Axis ELSS Tax Saver Fund ka 3Y return se 3.74% jyaada hai. Aapka expense ratio bhi kam hai, jo ki 1.56% hai. Haan, Nippon India Large Cap Fund ka riskometer bhi bahut jyada hai, lekin yeh fund ka consistency aur return stability kaafi acchi hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Agar aap SIP (Systematic Investment Plan) ki soch rahe hain, to Nippon India Large Cap Fund aapke liye better hai. Yeh fund ka 3Y return 15.4% hai, jo ki Axis ELSS Tax Saver Fund ka 3Y return se jyada hai. Aapka expense ratio bhi kam hai, jo ki 1.56% hai. Chaliye, SIP ki soch rahe hain, to Nippon India Large Cap Fund aapke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, Nippon India Large Cap Fund aapke liye better hai. Yeh fund ka riskometer very high hai, lekin yeh fund ka volatility bhi kam hai, jo ki 12.27 hai. Sharpe ratio bhi kam hai, jo ki 0.73 hai. Aapka expense ratio bhi kam hai, jo ki 1.56% hai. Haan, Axis ELSS Tax Saver Fund ka riskometer bhi bahut jyada hai, lekin yeh fund ka volatility jyada hai, jo ki 13.4 hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, Nippon India Large Cap Fund aapke liye better hai. Yeh fund ka asset allocation equity mein 96.43% hai, jo ki Axis ELSS Tax Saver Fund ka asset allocation se kam hai. Top holdings concentration bhi kam hai, jo ki HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), aur Reliance Industries Ltd. (4.3%) hai. Haan, Axis ELSS Tax Saver Fund ka top holdings concentration jyada hai, jo ki ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), aur Bharti Airtel Ltd. (4.32%) hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 3.31% hai, jo ki Axis ELSS Tax Saver Fund ka 5Y return se 5.12% kam hai. Lekin, yeh fund ka 3Y return 15.4% hai, jo ki Axis ELSS Tax Saver Fund ka 3Y return se 3.74% jyaada hai.
Q2: Is the higher risk fund worth it?
Haan, Axis ELSS Tax Saver Fund ka riskometer very high hai, lekin yeh fund ka volatility jyada hai, jo ki 13.4 hai. Aapka Sharpe ratio bhi kam hai, jo ki 0.39 hai. Lekin, Nippon India Large Cap Fund ka riskometer bhi bahut jyada hai, lekin yeh fund ka volatility kam hai, jo ki 12.27 hai.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ka expense ratio 1.56% hai, jo ki Axis ELSS Tax Saver Fund ka expense ratio se kam hai. Haan, Axis ELSS Tax Saver Fund ka expense ratio bhi kam hai, lekin Nippon India Large Cap Fund ka expense ratio kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price