Nippon India Large Cap Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.76%
Aaj hum do mutual funds ke beech ka comparison kar rahe hain - Nippon India Large Cap Fund aur Angel One Mutual Fund Liquid Fund. Ye dono alag-alag categories se hain - Large Cap aur Liquid Fund. Dekho, kis tarah mein ye dono funds aapke paison mein lagataar paise kamane mein madad kar sakte hain.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 42.22 | 2132.04 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.27 | 0.11 |
| Sharpe Ratio | 0.73 | 2.36 |
| 1 Year Return (%) | -0.91% | 6.03% |
| 3 Year Return (%) | 15.4% | 6.76% |
| 5 Year Return (%) | 3.31% | 5.95% |
| Since Launch (%) | 12.7% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 221% |
🤖 AI Verdict – Which is Better?
Nippon India Large Cap Fund ka 3Y return 15.4% hai, lekin expense ratio 1.56% hai. Iske vaste, Angel One Mutual Fund Liquid Fund ka 3Y return 6.76% hai aur expense ratio 0.12% hai. Haan, yeh fund riskometer ke hisab se Low hai. Sach ye hai, agar aap long-term wealth creation ke liye invest karna chahte hain, to Nippon India Large Cap Fund aapke liye better option hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Aap monthly SIP karna chahte hain aur 10+ saal invest karna chahte hain, to Nippon India Large Cap Fund aapke liye better option hai. Iska 3Y return 15.4% hai, jo koi bhi liquid fund se adhik hai. Lekin, yeh fund riskometer ke hisab se Very High hai. Haan, yeh fund asset allocation ke hisab se bhi adhik diversified hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Nippon India Large Cap Fund Very High hai, jabki Angel One Mutual Fund Liquid Fund Low hai. Volatility ke hisab se, Nippon India Large Cap Fund 12.27 hai, jabki Angel One Mutual Fund Liquid Fund 0.11 hai. Sharpe ratio ke hisab se, Angel One Mutual Fund Liquid Fund 2.36 hai, jabki Nippon India Large Cap Fund 0.73 hai. Sach ye hai, agar aap risk-adjusted returns chaahte hain, to Angel One Mutual Fund Liquid Fund aapke liye better option hai.
📊 Portfolio Diversification
Nippon India Large Cap Fund ka asset allocation Equity 96.43% hai, jabki Angel One Mutual Fund Liquid Fund ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur Cash 5.00% hai. Top 3 holdings ke hisab se, Nippon India Large Cap Fund ka HDFC Bank Ltd. 9.24%, ICICI Bank Ltd. 7.99%, aur Reliance Industries Ltd. 4.3% hai. Angel One Mutual Fund Liquid Fund ka State Bank of India CD 8.5%, HDFC Bank CD 7.2%, aur Reliance Industries T-Bills 6.8% hai. Haan, yeh fund asset allocation ke hisab se adhik diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 3.31% hai, jabki Angel One Mutual Fund Liquid Fund ka 5Y return 5.95% hai. Haan, yeh fund long run mein better returns dete hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer Very High hai, jabki Angel One Mutual Fund Liquid Fund ka riskometer Low hai. Volatility ke hisab se, Nippon India Large Cap Fund 12.27 hai, jabki Angel One Mutual Fund Liquid Fund 0.11 hai. Sach ye hai, yeh fund ki higher risk ki wajah se, aapko nirdharit return prapt nahin hoga.
Q3: Which fund is more cost-effective?
Angel One Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jabki Nippon India Large Cap Fund ka expense ratio 1.56% hai. Haan, yeh fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price