Nippon India Large Cap Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Aaj hum Fund A aur Fund B ke beech ka mukhy matbhumi ka vichaar karne ja rahe hai. Dono fund Large Cap fund hain aur unka aim long-term wealth creation hai. Aapke beech hum Fund A vs Fund B ka vichaar karenge aur dekhege ki kis fund mein aapka paisa safe aur better return milega.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 11.57 |
| Sharpe Ratio | 0.73 | 0.71 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 19% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ko long-term wealth creation ke liye aapka vishwas karne ke liye kuch aur bhi achha faisla hai. Fund B ka 3Y return 14.7% hai, jo Fund A ki 3Y return (15.4%) se kam hai nahin, lekin expense ratio me milte hain. Fund B ka expense ratio 0.52% hai, jo Fund A ki 1.56% se bahut kam hai. Isliye, Fund B aapke long-term wealth creation ke liye aapka vishwas karne ke liye acha faisla hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
SIP ke liye Fund A aur Fund B dono suitable hain, lekin Fund A ki consistency aur return stability me milte hain. Fund A ka 1Y return -0.91% hai, jo Fund B ka -4.02% se kam hai. Isliye, Fund A monthly SIP ke liye aapka vishwas karne ke liye acha faisla hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se Fund A aur Fund B dono high risk fund hain, lekin Fund B ki volatility (11.57) Fund A ki (12.27) se kam hai. Isliye, Fund B ke hisaab se aapko better risk-adjusted return mil sakte hain. Expense ratio ke hisaab se bhi Fund B aapke paisa ke liye aapka vishwas karne ke liye acha faisla hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund A aur Fund B dono 96% equity hain, lekin Fund A ki top holdings (HDFC Bank Ltd. aur ICICI Bank Ltd.) me Fund B ki (HDFC Bank Ltd. aur ICICI Bank Ltd.) se jyada concentration hai. Isliye, Fund B portfolio diversification ke hisaab se aapke paisa ke liye aapka vishwas karne ke liye acha faisla hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y return ke hisaab se, Fund A ka 3.31% hai, jo Fund B ka 12.03% se kam hai. Isliye, Fund B aapke long-term wealth creation ke liye aapka vishwas karne ke liye acha faisla hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se, Fund B ki volatility (11.57) Fund A ki (12.27) se kam hai aur Sharpe ratio (0.71) Fund A ki (0.73) se kam hai. Isliye, Fund B ke hisaab se aapko better risk-adjusted return mil sakte hain.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se, Fund B ka expense ratio 0.52% hai, jo Fund A ki 1.56% se bahut kam hai. Isliye, Fund B aapke paisa ke liye aapka vishwas karne ke liye acha faisla hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price