Nippon India Large Cap Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.14%
Dekho, aaj humein do bade funds ke beech mein comparison karna hai: Nippon India Large Cap Fund aur Aditya Birla Sun Life Large Cap Fund. Ye dono funds Large Cap category mein aate hain aur humein ye dekhna hai ki kis fund mein long-term wealth creation ke liye aapko invest karna chahiye.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Aditya Birla Sun Life |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 1009.42 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 12.61 |
| Sharpe Ratio | 0.73 | 0.61 |
| 1 Year Return (%) | -0.91% | 2.72% |
| 3 Year Return (%) | 15.4% | 14.14% |
| 5 Year Return (%) | 3.31% | 10.5% |
| Since Launch (%) | 12.7% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 29% |
🤖 AI Verdict – Which is Better?
Haan, aapko yeh pata chal gaya hai ki dono funds kai parameters mein similar hain, lekin jab hum 3Y return, expense ratio aur risk ke liye dekhte hain, to Aditya Birla Sun Life Large Cap Fund bhi aapko acchi return pahuncha sakta hai. Lekin, Nippon India Large Cap Fund ki expense ratio thodi kam hai. Sach ye hai, yeh fund aapko long-term wealth creation ke liye kaafi accha option de sakta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Chaliye, SIP suitability ke liye humein consistency aur return stability ka dhyaan rakhna hoga. Nippon India Large Cap Fund ki 1Y return -0.91% hai, jabki Aditya Birla Sun Life Large Cap Fund ki 1Y return 2.72% hai. Lekin, Aditya Birla Sun Life Large Cap Fund ki 3Y return 14.14% hai, jo kuchh zyada hai. Haan, yeh fund aapko monthly SIP ke liye achha option de sakta hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se dono funds "Very High" risk mein aate hain, lekin Sharpe ratio ke hisaab se, Nippon India Large Cap Fund thoda zyada accha risk-adjusted return de raha hai. Expense ratio ke liye, Aditya Birla Sun Life Large Cap Fund ke pass 0.52% ki kam expense ratio hai. Lekin, Nippon India Large Cap Fund ki expense ratio 1.56% hai. Sach ye hai, yeh fund aapko thoda zyada expense ke sath accha risk-adjusted return de raha hai.
📊 Portfolio Diversification
Assets allocation ke hisaab se, dono funds 96% equity mein invest karte hain. Lekin, Aditya Birla Sun Life Large Cap Fund mein 4% T-Bills bhi hai. Top holdings concentration ke hisaab se, dono funds mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. ki share kam aur kam hai. Lekin, Aditya Birla Sun Life Large Cap Fund mein Reliance Industries Ltd. ki share jyada hai. Haan, yeh fund aapko thoda zyada diversified portfolio de sakta hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Aditya Birla Sun Life Large Cap Fund ki 5Y return 10.5% hai, jo Nippon India Large Cap Fund ki 5Y return 3.31% se jyada hai. Isse yeh lagta hai ki Aditya Birla Sun Life Large Cap Fund long run mein acchi return de raha hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ki volatility 12.27 hai, jo Aditya Birla Sun Life Large Cap Fund ki volatility 12.61 se kam hai. Iske alawa, Nippon India Large Cap Fund ki Sharpe ratio 0.73 hai, jo Aditya Birla Sun Life Large Cap Fund ki Sharpe ratio 0.61 se jyada hai. Isse yeh lagta hai ki Nippon India Large Cap Fund thoda zyada accha risk-adjusted return de raha hai.
Q3: Which fund is more cost-effective?
Aditya Birla Sun Life Large Cap Fund ki expense ratio 0.52% hai, jo Nippon India Large Cap Fund ki expense ratio 1.56% se kam hai. Isse yeh lagta hai ki Aditya Birla Sun Life Large Cap Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price