Motilal Oswal Large Cap Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | UTI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 11.79 |
| Sharpe Ratio | 0.46 | 0.7 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 21% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, 3Y return, expense ratio, aur risk par dhyan dena zaroori hai. Fund B, UTI Mutual Fund Large Cap Fund, 3Y me 14.7% ka return diya hai, jo Fund A, Motilal Oswal Large Cap Fund, ki 12.12% se bada hai. Lekin, Fund A ki expense ratio 0.82% hai, jo Fund B ki 0.52% se jyaada hai. Riskometer bhi dono fund very high hai, lekin Fund B ki Sharpe ratio 0.7 hai, jo Fund A ki 0.46 se zyada hai. Haan, Fund B better hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Monthly SIP ke liye sabse accha fund kya hai? Dekho, fund ki consistency aur return stability ko compare karte hain. Fund B ki 3Y return 14.7% hai, jiska mukhya Fund A ki 12.12% se alag hai. Lekin, Fund B ki 1Y return -4.02% hai, jiska mukhya Fund A ki -1.96% se alag hai. Haan, Fund A ki consistency aur return stability better hai.
⚠️ Risk & Cost Analysis
Dono fund ki riskometer very high hai, lekin Fund B ki volatility 11.79 hai, jo Fund A ki 12.29 se kam hai. Fund B ki Sharpe ratio 0.7 hai, jo Fund A ki 0.46 se jyaada hai. Lekin, Fund A ki expense ratio 0.82% hai, jo Fund B ki 0.52% se jyaada hai. Haan, Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Dono fund ki asset allocation Equity: 96.00% aur T-Bills: 4.00% hai. Lekin, Fund A ki asset concentration HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) mein hai. Fund B ki bhi top 3 holdings same hain. Chaliye, dono fund ki asset concentration bahut hi jyada hai. Haan, sector risk bhi dono fund mein hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y aur 3Y returns ke hisaab se, Fund A ki 12.11% aur 12.12% ki returns dono fund ki returns se jyada hai. Haan, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se, Fund B ki risk-adjusted returns Fund A ki risk-adjusted returns se jyada hai. Haan, Fund B ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se, Fund B 0.52% ki expense ratio se kam hai, jiska mukhya Fund A ki 0.82% ki expense ratio se jyada hai. Haan, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price