Motilal Oswal Large Cap Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
22.93%
Dekho, aaj humein do bahut hi prasiddh funds ke beech ka comparison karne ka mauka mila hai - Motilal Oswal Large Cap Fund Direct Plan Growth aur Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth. Ye donon funds apni alag-alag shakti aur kharch par aadharit hain, isliye humein unke beech ka mukhya antar samajhne ki zaroorat hai. Is lekh mein, hum aapko fund A aur fund B ke beech ka samajhne ka prayaas karenge.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Sundaram Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 1431.56 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 14.8 |
| Sharpe Ratio | 0.46 | 1.11 |
| 1 Year Return (%) | -1.96% | 6.91% |
| 3 Year Return (%) | 12.12% | 22.93% |
| 5 Year Return (%) | 12.11% | 19.07% |
| Since Launch (%) | 14.83% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 50% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai, fund B Sundaram Mutual Fund Multi Cap Fund is long-term wealth creation ke liye adhik utkrisht fund hai. Iske liye humne 3Y return, expense ratio aur riskometer ko dekha hai. Fund B ka 3Y return 22.93% hai, jo 12.12% se adhik hai. Iske alawa, fund B ka expense ratio 1.68% hai, jo fund A ke 0.82% se adhik hai. Lekin riskometer ke anusar fund B adhik risk vahan hai, lekin sharpe ratio 1.11 hai, jo fund A ke 0.46 se adhik hai. Isliye, fund B aapke long-term wealth creation ke liye adhik utkrisht fund hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
SIP Suitability ke liye humne fund A aur fund B ke 1Y, 3Y aur 5Y return ko dekha hai. Fund B ka 1Y return 6.91% hai, jo fund A ke -1.96% se adhik hai. Iske alawa, fund B ka 3Y return 22.93% hai, jo fund A ke 12.12% se adhik hai. Fund B ka 5Y return 19.07% hai, jo fund A ke 12.11% se adhik hai. Isliye, fund B aapke monthly SIP ke liye adhik utkrisht fund hai.
⚠️ Risk & Cost Analysis
Risk & Cost Analysis ke liye humne fund A aur fund B ke riskometer, volatility, sharpe ratio aur expense ratio ko dekha hai. Fund B ka riskometer "Very High" hai, jo fund A ke "Very High" se adhik hai. Iske alawa, fund B ka volatility 14.8 hai, jo fund A ke 12.29 se adhik hai. Lekin fund B ka sharpe ratio 1.11 hai, jo fund A ke 0.46 se adhik hai. Isliye, fund B aapke risk-adjusted returns ke liye adhik utkrisht fund hai.
📊 Portfolio Diversification
Portfolio Diversification ke liye humne fund A aur fund B ke asset allocation aur top holdings concentration ko dekha hai. Fund A ka asset allocation 96.00% equity aur 4.00% T-Bills hai. Fund B ka asset allocation bhi 97.00% equity aur 3.00% T-Bills hai. Iske alawa, fund A ka top holdings concentration HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Fund B ka top holdings concentration bhi HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) hai. Isliye, dono funds ki asset allocation aur top holdings concentration alag-alag hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund B Sundaram Mutual Fund Multi Cap Fund is long-term wealth creation ke liye adhik utkrisht fund hai. Iske liye humne 5Y return ko dekha hai, aur fund B ka 5Y return 19.07% hai, jo fund A ke 12.11% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, sach ye hai, fund B Sundaram Mutual Fund Multi Cap Fund is higher risk fund hai, lekin fund B ka sharpe ratio 1.11 hai, jo fund A ke 0.46 se adhik hai. Isliye, fund B aapke risk-adjusted returns ke liye adhik utkrisht fund hai.
Q3: Which fund is more cost-effective?
Sach ye hai, fund A Motilal Oswal Large Cap Fund Direct Plan Growth is adhik cost-effective fund hai. Iske liye humne expense ratio ko dekha hai, aur fund A ka expense ratio 0.82% hai, jo fund B ke 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price