Motilal Oswal Large Cap Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
13.45%
Dekho, aaj hum do fundon ka comparison karne ja rahe hain. Fund A, Motilal Oswal Large Cap Fund, hai ek bada fund jo large cap category mein aata hai. Fund B, SBI Small Cap Fund, hai ek chhota fund jo small cap category mein aata hai. Aapko yeh pata chalega ki kis fund mein investment karne se aapko better returns milengi.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | SBI Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 13.56 | 192.12 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 17.83 |
| Sharpe Ratio | 0.46 | 0.39 |
| 1 Year Return (%) | -1.96% | 0.06% |
| 3 Year Return (%) | 12.12% | 13.45% |
| 5 Year Return (%) | 12.11% | 14.57% |
| Since Launch (%) | 14.83% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 50 | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 26% | 23% |
🤖 AI Verdict – Which is Better?
Chaliye aayen fund B, SBI Small Cap Fund, ki taraf. Yeh fund 3Y return mein 13.45% ka return deta hai, jo Fund A se zyada hai. Expense ratio bhi ek factor hai, aur dono fund expense ratio 0.82% par hain, lekin Fund B ki asset allocation better hai. Sach ye hai, agar aap long-term wealth creation ke liye invest karte hain, to Fund B ki taraf jaroor dekhen.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP suitabiliti ke liye chaliye aayen Fund B ki taraf. Yeh fund ek monthly SIP ke liye thoda jyada stable return deta hai. Dekho, Fund A ka 1Y return -1.96% hai, jo Fund B se kam hai. Lekin Fund B ka 3Y return 13.45% hai, jo Fund A se zyada hai. Haan, Fund B ki consistency aur return stability Fund A se better hai.
⚠️ Risk & Cost Analysis
Ab chaliye aayen riskometer, volatility, Sharpe ratio, aur expense ratio ke liye. Fund A ki riskometer Very High hai, lekin Fund B ki Very High bhi hai. Lekin volatility ke liye dekho, Fund A ka 12.29 hai, jo Fund B ka 17.83 se kam hai. Sharpe ratio ke liye dekho, Fund A ka 0.46 hai, jo Fund B ka 0.39 se zyada hai. Expense ratio ke liye dekho, dono fund expense ratio 0.82% par hain. Sach ye hai, Fund B aapko better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye chaliye aayen. Fund A ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai, lekin Fund B ka asset allocation Equity: 91.00% | Cash & Equivalents: 9.00% hai. Top holdings concentration ke liye dekho, Fund A ka HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai, lekin Fund B ka Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) hai. Haan, Fund B ka asset allocation aur top holdings concentration Fund A se better hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund B, SBI Small Cap Fund, ki taraf jaroor dekhen. Yeh fund 5Y return mein 14.57% ka return deta hai, jo Fund A se zyada hai. Isliye, yeh fund long-term wealth creation ke liye aapke liye better hai.
Q2: Is the higher risk fund worth it?
Ans: N/A, Fund A aur Fund B dono hi aapko higher risk deta hai. Lekin Fund B ka Sharpe ratio 0.39 hai, jo Fund A ka 0.46 se kam hai. Isliye, aapko Fund A ki taraf jaroor dekhen.
Q3: Which fund is more cost-effective?
Ans: N/A, dono fund expense ratio 0.82% par hain. Isliye, yeh fund aapko kisi bhi cost-effectiveness ke liye nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price