Motilal Oswal Large Cap Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
15.45%
Dekho, aapko ek naya fund comparison article mil raha hai. Hum aapko Fund A (Motilal Oswal Large Cap Fund) aur Fund B (SBI Midcap Fund) ke beech ka difference dikhaayenge. Ye dono funds SEBI-registered hain aur aapke long-term wealth creation ke liye perfect options ho sakte hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | SBI Mutual Fund |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 13.56 | 264.93 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 14.71 |
| Sharpe Ratio | 0.46 | 0.61 |
| 1 Year Return (%) | -1.96% | 1.71% |
| 3 Year Return (%) | 12.12% | 15.45% |
| 5 Year Return (%) | 12.11% | 16.58% |
| Since Launch (%) | 14.83% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty 50 | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
Humko lagta hai ki Fund B (SBI Midcap Fund) aapke liye better option hai. Ye fund 3Y return mein 15.45% ka return de raha hai, jo Fund A se zyada hai. Lekin expense ratio bhi 1.62% hai, jo Fund A ke 0.82% se zyada hai. Haan, riskometer bhi very high hai, lekin Fund A ka riskometer bhi very high hai. Sach ye hai, Fund B ka Sharpe ratio bhi Fund A se bada hai. To, fund ke liye ek balanced decision lena zaroori hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A aur Fund B dono options hain. Lekin, Fund A ka consistency aur return stability Fund B se zyada hai. Dekho, Fund A ka 3Y return 12.12% hai, jo Fund B ka 15.45% se kam hai. To, Fund A SIP ke liye better option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se humko lagta hai ki Fund B (SBI Midcap Fund) aapke liye better option hai. Fund B ka riskometer very high hai, lekin Sharpe ratio Fund A se bada hai. Volatility 14.71 hai, jo Fund A ka 12.29 se zyada hai. To, Fund B ka risk-adjusted return Fund A se bada hai.
📊 Portfolio Diversification
Fund A (Motilal Oswal Large Cap Fund) aur Fund B (SBI Midcap Fund) dono fund mein asset allocation aur top holdings concentration ka ek-al hai. Fund A mein equity 96.00% aur T-bills 4.00% hai, jabki Fund B mein equity 93.08% aur T-bills 1.19% hai. To, Fund A ka asset allocation Fund B se zyada hai. Lekin, top holdings concentration mein Fund B ka sector risk Fund A se kam hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B (SBI Midcap Fund) ka 5Y return 16.58% hai, jo Fund A (Motilal Oswal Large Cap Fund) ka 12.11% se zyada hai. Lekin, 3Y return mein Fund A ka return Fund B se kam hai. To, long run mein Fund B se better returns mil sakte hain.
Q2: Is the higher risk fund worth it?
Fund B (SBI Midcap Fund) ka Sharpe ratio Fund A (Motilal Oswal Large Cap Fund) se bada hai. Jabki volatility 14.71 hai, jo Fund A ka 12.29 se zyada hai. To, Fund B ka risk-adjusted return Fund A se bada hai. Haan, riskometer very high hai, lekin Fund B aapke liye better option hai.
Q3: Which fund is more cost-effective?
Fund A (Motilal Oswal Large Cap Fund) ka expense ratio 0.82% hai, jo Fund B (SBI Midcap Fund) ka 1.62% se kam hai. To, Fund A aapke liye cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price