Motilal Oswal Large Cap Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
18.13%
Yeh do fund, Motilal Oswal Large Cap Fund aur SBI Focused Fund, ek doosre se alag category mein hain. Ye dono fund aapke long-term wealth creation ke liye theek hain, lekin aapko yeh jaanana hoga ki kis fund mein investment karna achha hoga. Is article mein, hum aapko fund A aur fund B ki tathya aur comparison provide karne wale hain, jisse aap apne investment ke liye ek sujhav mil sake.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 432.21 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.25 |
| Sharpe Ratio | 0.46 | 0.88 |
| 1 Year Return (%) | -1.96% | 12.11% |
| 3 Year Return (%) | 12.12% | 18.13% |
| 5 Year Return (%) | 12.11% | 15.02% |
| Since Launch (%) | 14.83% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 26% | 45% |
🤖 AI Verdict – Which is Better?
Humare paas dono fund ki 3Y return, expense ratio, aur risk tathya hain. Dekho, fund A ka 3Y return 12.12% hai, jabki fund B ka 18.13% hai. Lekin expense ratio me, fund A kam hai (0.82% vs 1.47%). Aur riskometer me, dono fund Very High risk par hain. Haan, sharpe ratio me fund B kam hai (0.88 vs 0.46), lekin volatility me dono fund alag-alag hain. Nirdharan se, hum keh sakte hain ki fund B long-term wealth creation ke liye behtar hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, hum dono fund ki consistency aur return stability ka comparison karenge. Fund B ka 1Y aur 3Y return fund A se adhik hai, aur expense ratio me bhi kam hai. Lekin asset allocation me, fund A kam hai (76.29% vs 96.00%). Haan, fund B ka forgn. Eq (14.88%) aur debenture (0.74%) aur T-Bills (0.16%) ka allocation fund A se alag-alag hai. Chaliye, fund B SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, sharpe ratio, expense ratio ka comparison karte hain. Dekho, fund B ka sharpe ratio fund A se kam hai (0.88 vs 0.46), lekin volatility me fund A kam hai (12.29 vs 13.25). Lekin expense ratio me fund A kam hai (0.82% vs 1.47%). Haan, riskometer me dono fund Very High risk par hain. Nirdharan se, hum keh sakte hain ki fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karenge. Dekho, fund A ka equity allocation fund B se adhik hai (96.00% vs 76.29%), lekin forgn. Eq aur debenture ka allocation fund B me hai. Haan, fund A ka top 3 holdings (HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd.) fund B ke top 3 holdings (Alphabet Inc Class A, State Bank of India, ICICI Bank Ltd.) se alag-alag hain. Chaliye, fund A portfolio diversification ke liye behtar hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 15.02% hai, jo fund A ka 5Y return 12.11% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility fund A se adhik hai, lekin sharpe ratio me fund B kam hai. Isliye, fund B ka higher risk worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio fund B se kam hai (0.82% vs 1.47%). Isliye, fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price