Motilal Oswal Large Cap Fund vs SBI Contra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
16.36%
Dekho, aapne do fund ka compare karne ke liye hamare paas aaye hain - Motilal Oswal Large Cap Fund aur SBI Contra Fund. Ye dono fund very high riskometer wale hain, lekin kya aapko pata hai ki kis fund mein investment karne se aapki jyada wealth banegi?
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BSBI Contra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 408.51 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.72% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 13.7 |
| Sharpe Ratio | 0.46 | 0.72 |
| 1 Year Return (%) | -1.96% | -1.21% |
| 3 Year Return (%) | 12.12% | 16.36% |
| 5 Year Return (%) | 12.11% | 18.26% |
| Since Launch (%) | 14.83% | 15.48% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% |
| Portfolio Turnover | 26% | 130% |
🤖 AI Verdict – Which is Better?
Haan, hamara verdict hai ki SBI Contra Fund better hai for long-term wealth creation. Iska reason hai ki iska 3Y return 16.36% hai, jo 12.12% se jyada hai. Expense ratio bhi kam hai, 0.72% versus 0.82%. Riskometer bhi samaan hai, lekin SBI Contra Fund ka Sharpe ratio 0.72 hai, jo 0.46 se jyada hai. Dekho, yeh fund aapki jyada wealth banane ke liye aisa hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
SIP suitability ke maamle mein, SBI Contra Fund better hai. Iska 3Y return consistent hai aur iska expense ratio kam hai. Haan, Motilal Oswal Large Cap Fund ka 1Y return kam hai, lekin yeh fund aapki jyada wealth banane ke liye bhi accha hai. Chaliye, yeh fund aapko 10+ saal ke liye invest karne ke liye accha hai.
⚠️ Risk & Cost Analysis
Riskometer ke maamle mein dono fund very high riskometer wale hain, lekin SBI Contra Fund ka volatility jyada hai, 13.7% versus 12.29%. Lekin Sharpe ratio mein SBI Contra Fund jyada hai, 0.72 versus 0.46. Expense ratio bhi kam hai, 0.72% versus 0.82%. Dekho, yeh fund aapko better risk-adjusted returns denge.
📊 Portfolio Diversification
Portfolio diversification ke maamle mein, SBI Contra Fund aur Motilal Oswal Large Cap Fund dono fund mein sector risk hai. Lekin SBI Contra Fund ka asset allocation jyada diversified hai, 81.12% equity aur 2.35% t-bills. Motilal Oswal Large Cap Fund mein 96% equity aur 4% t-bills hai. Dekho, yeh fund aapko better portfolio diversification denge.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Contra Fund 5Y return 18.26% hai aur 3Y return 16.36% hai, jo Motilal Oswal Large Cap Fund se jyada hai. Isliye, yeh fund aapko better returns denge.
Q2: Is the higher risk fund worth it?
Haan, SBI Contra Fund ka Sharpe ratio 0.72 hai, jo Motilal Oswal Large Cap Fund ka Sharpe ratio 0.46 se jyada hai. Isliye, yeh fund aapko better risk-adjusted returns denge.
Q3: Which fund is more cost-effective?
SBI Contra Fund ka expense ratio 0.72% hai, jo Motilal Oswal Large Cap Fund ka expense ratio 0.82% se kam hai. Isliye, yeh fund aapko better cost-effective option denge.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price