Motilal Oswal Large Cap Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
Today, we're comparing two popular Large Cap funds in India, Motilal Oswal Large Cap Fund and Quantum Mutual Fund Large Cap Fund. Both funds have a strong track record, but which one is better suited for your investments? Dekho, in this article, we'll help you make an informed decision by comparing their performance, risk, and cost.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Quantum Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 11.75 |
| Sharpe Ratio | 0.46 | 0.7 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 21% |
🤖 AI Verdict – Which is Better?
After analyzing the 3Y return, expense ratio, and risk, we believe that Motilal Oswal Large Cap Fund is a better option for long-term wealth creation. Its 3Y return of 12.12% is higher than Quantum Mutual Fund's 14.7%, but the expense ratio of 0.82% is slightly higher than 0.52%. However, considering the overall performance, we think Motilal Oswal Large Cap Fund is a safer bet.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
When it comes to a monthly SIP for 10+ years, Both funds have a similar asset allocation of 96% equity and 4% T-Bills. However, Motilal Oswal Large Cap Fund has a slightly higher 5Y return of 12.11% compared to Quantum Mutual Fund's 12.03%. Chaliye, this makes Motilal Oswal Large Cap Fund a better option for long-term SIP investments.
⚠️ Risk & Cost Analysis
Let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. Quantum Mutual Fund has a lower volatility of 11.75, but Motilal Oswal Large Cap Fund has a better Sharpe ratio of 0.46 compared to 0.7. However, the expense ratio of Motilal Oswal Large Cap Fund is slightly higher at 0.82%. Sach ye hai, the risk-adjusted returns of both funds are similar, but we think Motilal Oswal Large Cap Fund offers better value for money.
📊 Portfolio Diversification
Both funds have a similar asset allocation, but the top holdings are a different story. Motilal Oswal Large Cap Fund has a higher concentration of HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), and Reliance Industries Ltd. (6.9%). This means that Motilal Oswal Large Cap Fund has a higher sector risk compared to Quantum Mutual Fund. Dekho, this is something to consider if you're looking for a more diversified portfolio.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Both funds have similar 5Y returns, but Motilal Oswal Large Cap Fund has a slightly higher 3Y return of 12.12%. However, the 5Y return of Motilal Oswal Large Cap Fund is 12.11% compared to Quantum Mutual Fund's 12.03%.
Q2: Is the higher risk fund worth it?
Quantum Mutual Fund has a lower volatility of 11.75, but Motilal Oswal Large Cap Fund has a better Sharpe ratio of 0.46 compared to 0.7. However, the risk-adjusted returns of both funds are similar. Lekin, if you're comfortable with higher risk, Quantum Mutual Fund might be a better option.
Q3: Which fund is more cost-effective?
Motilal Oswal Large Cap Fund has an expense ratio of 0.82% compared to Quantum Mutual Fund's 0.52%. However, considering the overall performance, we think Motilal Oswal Large Cap Fund is a better value for money.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price