Motilal Oswal Large Cap Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
20.86%
Today, ve dekho two popular mutual funds - Motilal Oswal Large Cap Fund aur PPFAS Mutual Fund Multi Cap Fund. In this comparison, ham aapko bataenge ki dono funds mein kya aisa hai jo aapko decide karne mein madad karega ki aapke paisa kitne risks par invest karein. Chaliye, let's dive in aur dekho ki kya aapke liye sahi hai.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | PPFAS Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 14.1 |
| Sharpe Ratio | 0.46 | 1.02 |
| 1 Year Return (%) | -1.96% | 5.23% |
| 3 Year Return (%) | 12.12% | 20.86% |
| 5 Year Return (%) | 12.11% | 14.84% |
| Since Launch (%) | 14.83% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 41% |
🤖 AI Verdict – Which is Better?
Haan, our verdict hai ki PPFAS Mutual Fund Multi Cap Fund better hai long-term wealth creation ke liye. Iska reason hai ki yeh fund 3Y return mein 20.86% aur expense ratio mein 1.68% daal sakta hai. Lekin, riskometer ke liye, yeh fund ek hi riskometer par hai Motilal Oswal Large Cap Fund ke saath. Isliye, haan, PPFAS Mutual Fund Multi Cap Fund isme jyada suitable hai long-term wealth creation ke liye.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, PPFAS Mutual Fund Multi Cap Fund better hai. Yeh fund 1SIP ke liye 5.23% ka return deta hai, jiska mean hai ki yeh fund aapke paisa ko jyada consistent return deta hai. Lekin, Motilal Oswal Large Cap Fund ka 1-year return -1.96% hai, jiska mean hai ki yeh fund aapke paisa ko jyada unstable return deta hai.
⚠️ Risk & Cost Analysis
Riskometer ke liye, dono funds ek hi riskometer par hai. Lekin, volatility ke liye, PPFAS Mutual Fund Multi Cap Fund jyada risky hai. Sharpe ratio ke liye, PPFAS Mutual Fund Multi Cap Fund better hai, jiska mean hai ki yeh fund aapke paisa ko jyada risk-adjusted return deta hai. Expense ratio ke liye, Motilal Oswal Large Cap Fund jyada cost-effective hai, jiska mean hai ki yeh fund aapko jyada paisa bacha sakta hai.
📊 Portfolio Diversification
Asset allocation ke liye, dono funds ek hi asset allocation par hai. Lekin, top holdings concentration ke liye, Motilal Oswal Large Cap Fund jyada diversified hai. Yeh fund HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein jyada paisa invest karta hai. Lekin, PPFAS Mutual Fund Multi Cap Fund ka risk hai ki yeh fund sector risk mein jyada involve ho sakta hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, PPFAS Mutual Fund Multi Cap Fund 5Y return mein 14.84% aur 3Y return mein 20.86% deta hai. Isliye, yeh fund long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, PPFAS Mutual Fund Multi Cap Fund higher risk hai aur yeh fund volatility mein 14.1% ke saath jyada risky hai. Lekin, Sharpe ratio ke liye, yeh fund better hai aur yeh fund aapke paisa ko jyada risk-adjusted return deta hai.
Q3: Which fund is more cost-effective?
Motilal Oswal Large Cap Fund expense ratio mein 0.82% ke saath jyada cost-effective hai. Lekin, yeh fund aapke paisa ko jyada unstable return deta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price