Motilal Oswal Large Cap Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
14.7%
Dekho, humein do bade funds ki comparison karni hai, Motilal Oswal Large Cap Fund aur PPFAS Mutual Fund Large Cap Fund. Ye donon Large Cap Category mein aate hain aur humein yeh jaanna hoga ki yeh donon funds kis tarah ke returns dete hain aur kis fund se jyada aavashyak hai. Chaliye, humein is article mein fundon ki comparison karni hai aur aapko yeh samajhne mein madad karni hai ki aapko kis fund mein investment karna chahiye.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | PPFAS Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 12.07 |
| Sharpe Ratio | 0.46 | 0.68 |
| 1 Year Return (%) | -1.96% | -4.02% |
| 3 Year Return (%) | 12.12% | 14.7% |
| 5 Year Return (%) | 12.11% | 12.03% |
| Since Launch (%) | 14.83% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 24% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund B, PPFAS Mutual Fund Large Cap Fund, 3Y return aur expense ratio ke hisab se better fund hai. Is fund ne 14.7% ka 3Y return diya hai, jo ki Fund A, Motilal Oswal Large Cap Fund, ki 12.12% se jyada hai. Iske alawa, Fund B ka expense ratio 0.52% hai, jo ki Fund A ka expense ratio 0.82% se kam hai. Lekin, Riskometer ke hisab se, donon fund Very High risk se affected hain. Haan, Fund B ki volatility aur sharpe ratio ke hisab se, yeh fund aapke long-term wealth creation ke liye better choice hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Kya aapko pata hai ki SIP (Systematic Investment Plan) ke hisab se kis fund se jyada aavashyak hai? Dekho, Fund B ki consistency aur return stability ke hisab se, yeh fund monthly SIP ke liye better hai. Is fund ne 5Y return 12.03% diya hai, jo ki Fund A ki 12.11% se kam hai. Lekin, ye fund 3Y return aur expense ratio ke hisab se better hai. Haan, yeh fund aapke 10+ years ke SIP ke liye better choice hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, sharpe ratio, aur expense ratio ke hisab se humein Fund B se jyada aavashyak hai. Fund B ka riskometer Very High risk se affected hai, lekin yeh fund ki volatility 12.07 hai, jo ki Fund A ki 12.29 se kam hai. Sharpe ratio ke hisab se, Fund B 0.68 ki sharpe ratio se jyada hai, jo ki Fund A ki 0.46 se jyada hai. Iske alawa, Fund B ka expense ratio 0.52% hai, jo ki Fund A ka expense ratio 0.82% se kam hai.
📊 Portfolio Diversification
Kya aapko pata hai ki portfolio diversification ke hisab se kis fund se jyada aavashyak hai? Dekho, Fund A aur Fund B donon ke asset allocation aur top holdings concentration ke hisab se, Fund A better fund hai. Fund A ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai, jo ki Fund B ki 96.00% | T-Bills: 4.00% se jyada hai. Iske alawa, Fund A ka top holdings concentration less hai, jo ki Fund B ki jyada hai. Haan, Fund A portfolio diversification ke hisab se better fund hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, PPFAS Mutual Fund Large Cap Fund, 5Y return 12.03% diya hai, jo ki Fund A ki 12.11% se kam hai. Lekin, Fund B ka 3Y return 14.7% hai, jo ki Fund A ki 12.12% se jyada hai. Haan, Fund B better fund hai long-term wealth creation ke liye.
Q2: Is the higher risk fund worth it?
Fund B ki volatility 12.07 hai, jo ki Fund A ki 12.29 se kam hai. Sharpe ratio ke hisab se, Fund B 0.68 ki sharpe ratio se jyada hai, jo ki Fund A ki 0.46 se jyada hai. Haan, Fund B ke higher risk se aapko jyada returns mil sakte hain.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jo ki Fund A ka expense ratio 0.82% se kam hai. Haan, Fund B more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price