Motilal Oswal Large Cap Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
12.3%
Apunke paise ke hisaab mein ek zaroori comparison hai Fund A aur Fund B ke beech. Ye don't hai ek large cap aur balanced hybrid fund. Dekho, hum is article mein in dono fund ke beech ka comparison karenge aur jaanenge ki kis fund mein long-term wealth creation ke liye paise lagaane chahiye.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Old Bridge Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 13.56 | 16.39 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.29 | 9.11 |
| Sharpe Ratio | 0.46 | 0.64 |
| 1 Year Return (%) | -1.96% | 3.08% |
| 3 Year Return (%) | 12.12% | 12.3% |
| 5 Year Return (%) | 12.11% | 5.27% |
| Since Launch (%) | 14.83% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 145% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ek large cap fund hai jo 3Y return mein 12.12% aur expense ratio mein 0.82% hai. Lekin, ye fund ke riskometer bahut high hai. Fund B ek balanced hybrid fund hai jo 3Y return mein 12.3% aur expense ratio mein 0.78% hai. Lekin, ye fund ke riskometer moderately high hai. Chaliye, humein Fund B ko better fund mana hai, kyonki ye fund ke expense ratio thoda kam hai aur 3Y return bhi acchi hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Haan, SIP suitabilita kya hai? Fund B fund ke 3Y return mein consistent hai aur expense ratio bhi kam hai. Lekin, Fund A fund ke 1Y return mein negative hai. Lekin, ye fund ka 3Y return bhi accha hai. Chaliye, humein Fund B ko SIP ke liye better mana hai, kyonki ye fund ke return stability aur consistency se judi hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility dono mein Fund A fund behtar hai. Lekin, sharpe ratio aur expense ratio mein Fund B fund behtar hai. Chaliye, humein Fund B ko risk-adjusted returns ke liye better mana hai, kyonki ye fund ke expense ratio kam hai aur sharpe ratio bhi accha hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund B fund ke portfolio mein asset allocation 65% equity aur 30% debt hai. Ye fund ke portfolio mein 5% T-Bills bhi hai. Lekin, Fund A fund ke portfolio mein asset allocation 96% equity aur 4% T-Bills hai. Ye fund ke portfolio mein 4% T-Bills hai. Chaliye, humein Fund B fund ke portfolio mein asset allocation aur holding concentration ke liye better mana hai, kyonki ye fund ke portfolio mein asset allocation aur holding concentration se judi hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A fund ke 5Y return mein 12.11% hai, lekin Fund B fund ke 5Y return mein 5.27% hai. Lekin, Fund A fund ke 3Y return mein 12.12% hai, jisse ye fund behtar hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A fund ke riskometer bahut high hai, lekin Fund B fund ke riskometer moderately high hai. Lekin, Fund B fund ke sharpe ratio aur expense ratio mein Fund A fund se behtar hai.
Q3: Which fund is more cost-effective?
Answer: Fund B fund ke expense ratio 0.78% hai, jo Fund A fund ke expense ratio 0.82% se kam hai. Lekin, Fund B fund ke exit load N/A hai, jisse ye fund N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price