Motilal Oswal Large Cap Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
19.38%
Chaliye, let's talk about two popular funds - Motilal Oswal Large Cap Fund and Nippon India Multi Cap Fund. Both funds are very high risk, but they belong to different categories. One is a Large Cap fund and the other is a Multi Cap fund. Dekho, we will compare their performance and features to help you decide which one is better for your long-term wealth creation.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Nippon India |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 13.56 | 327.56 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 14.38 |
| Sharpe Ratio | 0.46 | 0.9 |
| 1 Year Return (%) | -1.96% | 1.81% |
| 3 Year Return (%) | 12.12% | 19.38% |
| 5 Year Return (%) | 12.11% | 20.94% |
| Since Launch (%) | 14.83% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 99.5% |
| Portfolio Turnover | 26% | 89% |
🤖 AI Verdict – Which is Better?
Haan, our verdict is based on 3Y return, expense ratio, and risk. Both funds are very high risk, but Motilal Oswal Large Cap Fund has a 3Y return of 12.12%, whereas Nippon India Multi Cap Fund has a 3Y return of 19.38%. Lekin, Motilal Oswal Large Cap Fund has a higher expense ratio of 0.82%, compared to Nippon India Multi Cap Fund's 0.84%. Sach ye hai, considering all these factors, Nippon India Multi Cap Fund is a better choice for long-term wealth creation.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
Chaliye, let's talk about SIP suitability. Nippon India Multi Cap Fund is a better choice for a monthly SIP for 10+ years. Dekho, its 3Y return is consistent, and its 5Y return is also very good. Haan, Motilal Oswal Large Cap Fund's returns are not as consistent, but it's still a good choice if you're willing to take on more risk.
⚠️ Risk & Cost Analysis
Sach ye hai, let's compare riskometer, volatility, Sharpe ratio, and expense ratio. Both funds are very high risk, but Nippon India Multi Cap Fund has a Sharpe ratio of 0.9, which is higher than Motilal Oswal Large Cap Fund's 0.46. Lekin, Motilal Oswal Large Cap Fund has a lower volatility of 12.29, compared to Nippon India Multi Cap Fund's 14.38. Haan, considering all these factors, Nippon India Multi Cap Fund offers better risk-adjusted returns.
📊 Portfolio Diversification
Chaliye, let's talk about portfolio diversification. Nippon India Multi Cap Fund has a more diversified asset allocation, with 99.5% in equity, whereas Motilal Oswal Large Cap Fund has 96% in equity. Dekho, Motilal Oswal Large Cap Fund's top holdings are HDFC Bank, ICICI Bank, and Reliance Industries, which is a high concentration of risk. Haan, Nippon India Multi Cap Fund's top holdings are also HDFC Bank, ICICI Bank, and Axis Bank, but the concentration of risk is lower.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund gives better returns in the long run, with a 5Y return of 20.94%, compared to Motilal Oswal Large Cap Fund's 12.11%.
Q2: Is the higher risk fund worth it?
No, the higher risk fund is not worth it. Nippon India Multi Cap Fund has a higher volatility of 14.38, which makes it riskier than Motilal Oswal Large Cap Fund's 12.29. Haan, its Sharpe ratio is also higher, which means it offers better risk-adjusted returns.
Q3: Which fund is more cost-effective?
Motilal Oswal Large Cap Fund is more cost-effective, with an expense ratio of 0.82%, compared to Nippon India Multi Cap Fund's 0.84%. Lekin, the difference is very small, and you should consider other factors like risk and returns before making a decision.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price