Motilal Oswal Large Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
15.4%
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 13.56 | 42.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.82% | 1.56% |
| Riskometer | Very High | Very High |
| Volatility | 12.29 | 12.27 |
| Sharpe Ratio | 0.46 | 0.73 |
| 1 Year Return (%) | -1.96% | -0.91% |
| 3 Year Return (%) | 12.12% | 15.4% |
| 5 Year Return (%) | 12.11% | 3.31% |
| Since Launch (%) | 14.83% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 96.43% |
| Portfolio Turnover | 26% | 70% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum 3Y return, expense ratio aur risk ke beech se judi baatein karenge. Dekho, 3Y return ke hisaab se, Nippon India Large Cap Fund 15.4% ki return dete hai, jabki Motilal Oswal Large Cap Fund 12.12% ki return dete hai. Lekin, expense ratio ke hisaab se, Motilal Oswal Large Cap Fund 0.82% ka expense ratio hai, jabki Nippon India Large Cap Fund 1.56% ka expense ratio hai. Riskometer ke hisaab se, dono fund very high risk category mein aate hain.
Sach ye hai, Motilal Oswal Large Cap Fund 3Y return aur expense ratio ke hisaab se better fund hai. Lekin, Nippon India Large Cap Fund 5Y return mein kam return dete hai, jisse aapko kuch samay ke liye wait karni pad sakti hai. Haan, isliye aapko Nippon India Large Cap Fund par investment karna chahiye, lekin Motilal Oswal Large Cap Fund par bhi investment karna chahiye, kyonki yeh fund better expense ratio aur 3Y return ke hisaab se better hai.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, hum 10+ years ke liye monthly SIP ke beech se judi baatein karenge. Dekho, Motilal Oswal Large Cap Fund 12.11% ka 5Y return dete hai, jabki Nippon India Large Cap Fund 3.31% ka 5Y return dete hai. Lekin, asset allocation ke hisaab se, Motilal Oswal Large Cap Fund 96% equity aur 4% T-Bills ke hisaab se better asset allocation hai.
Sach ye hai, Motilal Oswal Large Cap Fund SIP ke liye better fund hai, kyonki yeh fund better asset allocation aur 5Y return ke hisaab se better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke hisaab se, hum dono fund ki risk ke beech se judi baatein karenge. Dekho, Motilal Oswal Large Cap Fund very high risk category mein aata hai, jabki Nippon India Large Cap Fund bhi very high risk category mein aata hai. Lekin, volatility ke hisaab se, Motilal Oswal Large Cap Fund 12.29% ka volatility hai, jabki Nippon India Large Cap Fund 12.27% ka volatility hai.
Sharpe ratio ke hisaab se, Motilal Oswal Large Cap Fund 0.46 ka Sharpe ratio hai, jabki Nippon India Large Cap Fund 0.73 ka Sharpe ratio hai. Sach ye hai, Nippon India Large Cap Fund risk-adjusted return ke liye better fund hai, lekin Motilal Oswal Large Cap Fund volatility ke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, hum dono fund ki portfolio diversification ke beech se judi baatein karenge. Dekho, Motilal Oswal Large Cap Fund 96% equity aur 4% T-Bills ke hisaab se better asset allocation hai, jabki Nippon India Large Cap Fund 96.43% equity ke hisaab se better asset allocation hai.
Top holdings concentration ke hisaab se, Motilal Oswal Large Cap Fund HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%) aur Reliance Industries Ltd. (6.9%) ke hisaab se better top holdings concentration hai, jabki Nippon India Large Cap Fund HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%) aur Reliance Industries Ltd. (4.3%) ke hisaab se better top holdings concentration hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Nippon India Large Cap Fund 15.4% ka 3Y return dete hai, jabki Motilal Oswal Large Cap Fund 12.12% ka 3Y return dete hai. Lekin, Motilal Oswal Large Cap Fund 0.82% ka expense ratio hai, jabki Nippon India Large Cap Fund 1.56% ka expense ratio hai. Sach ye hai, Nippon India Large Cap Fund 3Y return aur expense ratio ke hisaab se better fund hai.
Q2: Is the higher risk fund worth it?
Ans: Haan, Nippon India Large Cap Fund volatility ke hisaab se better fund hai, lekin Motilal Oswal Large Cap Fund Sharpe ratio ke hisaab se better fund hai. Sach ye hai, Nippon India Large Cap Fund risk-adjusted return ke liye better fund hai, lekin Motilal Oswal Large Cap Fund volatility ke liye better fund hai.
Q3: Which fund is more
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price